Portfolio Manager
Found in: beBee S NG - 3 weeks ago
ABOUT THE COMPANY
Baobab has gained recognition for its ability to combine financial sustainability with positive social and environmental impacts. As an industry leader, Baobab Group rigorously applies internationally recognized best practices of good governance and institutional ethics. Baobab is a responsible financial institution, we endorse and apply the Smart Campaign Principles of fair, respectful and non-discriminatory practices and client protection. In order to prevent excessive debt, we have implemented a credit rating methodology that allows precise assessment of the borrower’s financial situation. Baobab Group’s governance bodies define the global strategy and normative framework applicable to all subsidiaries and provides strategic guidance and supervision through intensive and targeted technical assistance missions. The subsidiaries’ Boards of Directors and the Supervisory Board also ensure a permanent link between governance and all parties involved with the institution: directors, shareholders, investors, clients, employees, and even the wider public.
JOB SUMMARY
Minimum of B.Sc / HNDBasic Knowledge in Accounting, Finance and MathematicsPrevious work Experience or training In sales (Preferred) Skills:Fluent in English (Written/spoken)Detail OrientedTarget orientedArticulate and well-spokenHigh level of integrityDynamic and motivated and individuals who like to work outdoors.
RESPONSIBILITIES
Pre-loan disbursement:Promote/Market Baobab’s products to prospective clientsVisit and evaluate potential client businessesVisit client’s personal houseVisit co-debtor, guarantor’s house and businessesAnalyse financial data of client’s businessesAnalysis of quantitative and qualitative data of client businesses and householdsPrepare loan documents for credit committeePresent loan files to credit committeeEnter Loan files in the MISPost-Loan Disbursement:Conduct monitoring visits to business and householdsFollow- up on loan repaymentManage loan recovery from active and write-off client until the last koboAssess the impact of loan before renewalPortfolio Management Guide:Portfolio transfer and other clearance is compulsory for all exiting portfolio managerPortfolio handover will include description of each debtor and co-debtor’s business and residential address.Collateral and location of collateralGuarantor and guarantor’s business addressIt will be regarded as a credit fraud if portfolios are NOT properly transferred upon exit from Baobab Microfinance Bank Limited. This will be reported to relevant authorities including CBN, NDIC and the Nigeria police for prosecutionPortfolio Manager has the responsibility to provide information about the bank's client, co debtor or guarantor and their details even after exit from the system, if it is required.Evaluating the performance of investment portfolios and ensuring compliance with standards provided by regulatory organizations, including conformance with investor disclosures, privacy laws, anti-money laundering requirements, and anti-fraud measures.
REQUIRED SKILLS
Budgeting, financial planning, Accounting, Business development, Financial analysis, Documentation and record keeping
REQUIRED EDUCATION
Bachelor's degree
