Field Credit Officer

2 months ago

Abia, Nigeria Moniepoint Inc. Formerly TeamApt Inc. Full time

Job Purpose

  • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
  • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

  • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
  • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
  • Review and approve or decline loan requests by thoroughly analyzing all the data available
  • Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
  • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
  • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
  • Perform all other credit related functions as may be assigned by a supervisor

Qualifications

  • A minimum of an OND in any business related discipline
  • A minimum of 2 years experience in a sales role for credit products in a financial institution
  • Demonstrable knowledge of credit risk analysis
  • A good knowledge of financial analysis is an added advantage
  • Must be resident in Abia

Relevant Skills

  • Apt attention to details
  • Proven simple/complex analytical skills
  • Excellent communication, presentation and interpersonal skills
  • Agility and perseverance

  • Field Verification Officer

    1 week ago

    Abia, Nigeria Moniepoint Inc. Formerly TeamApt Inc. Full time

    JOB PURPOSEAs a field verification officer, you would be responsible for carrying out different kinds of field verifications leveraging on your experience and our standard operating procedures to help in identifying and eliminating potential default red flags prior to the disbursement of a loan facility or in verification of general KYC information of...

  • Loan Officer

    1 week ago

    , Lagos , Abia , Akwa Ibom , Rivers, Nigeria Victory Empowerment Centre Full time

    JOB DESCRIPTIONConstant Mobilization of Clients to meet with set target.Sensitize and educate clients on various loan products of VECMarket loans within VEC agreed/approved limits and at recommended locationsAdequate Verification of all client's/client guarantorsCompliance to all the Centre's credit policies.

  • Loan Officer

    1 week ago

    , Lagos , Abia , Akwa Ibom , Rivers, Nigeria Victory Empowerment Centre Full time

    JOB DESCRIPTIONConstant Mobilization of Clients to meet with set target.Sensitize and educate clients on various loan products of VECMarket loans within VEC agreed/approved limits and at recommended locationsAdequate Verification of all client’s/client guarantorsCompliance to all the Centre’s credit policies.

  • D2C BI Analyst

    1 week ago

    Abia, Nigeria Coca-Cola Full time

    Job SummaryWe are looking for a BI Analyst to join our Direct-to-consumer D2C team and help us deliver data-driven insights and recommendations to optimize our online sales and marketing strategies.You will be responsible for collecting, analyzing, and reporting on our different D2C initiatives, such as consumer behavior, product performance, sales trends,...

  • ECOWAS Bank for Investment and Development

    3 days ago

    Abia, Nigeria ECOWAS Bank Full time

    Eligibility CriteriaThe citizens of ECOWAS Members States who fulfill the following criteria are invited to apply:Not more than 30 years of age at the time of recruitment;A Master's Degree or equivalent qualification in fields related to activities of the Bank in particular, Asset / Liabilities Management, Audit, Communication and Marketing, Finance,...