Portfolio Manager
1 month ago
ABOUT THE COMPANY
Baobab has gained recognition for its ability to combine financial sustainability with positive social and environmental impacts. As an industry leader, Baobab Group rigorously applies internationally recognized best practices of good governance and institutional ethics. Baobab is a responsible financial institution, we endorse and apply the Smart Campaign Principles of fair, respectful and non-discriminatory practices and client protection. In order to prevent excessive debt, we have implemented a credit rating methodology that allows precise assessment of the borrower’s financial situation. Baobab Group’s governance bodies define the global strategy and normative framework applicable to all subsidiaries and provides strategic guidance and supervision through intensive and targeted technical assistance missions. The subsidiaries’ Boards of Directors and the Supervisory Board also ensure a permanent link between governance and all parties involved with the institution: directors, shareholders, investors, clients, employees, and even the wider public.
JOB SUMMARY
Minimum of B.Sc / HNDBasic Knowledge in Accounting, Finance and MathematicsPrevious work Experience or training In sales (Preferred) Skills:Fluent in English (Written/spoken)Detail OrientedTarget orientedArticulate and well-spokenHigh level of integrityDynamic and motivated and individuals who like to work outdoors.
RESPONSIBILITIES
Pre-loan disbursement:Promote/Market Baobab’s products to prospective clientsVisit and evaluate potential client businessesVisit client’s personal houseVisit co-debtor, guarantor’s house and businessesAnalyse financial data of client’s businessesAnalysis of quantitative and qualitative data of client businesses and householdsPrepare loan documents for credit committeePresent loan files to credit committeeEnter Loan files in the MISPost-Loan Disbursement:Conduct monitoring visits to business and householdsFollow- up on loan repaymentManage loan recovery from active and write-off client until the last koboAssess the impact of loan before renewalPortfolio Management Guide:Portfolio transfer and other clearance is compulsory for all exiting portfolio managerPortfolio handover will include description of each debtor and co-debtor’s business and residential address.Collateral and location of collateralGuarantor and guarantor’s business addressIt will be regarded as a credit fraud if portfolios are NOT properly transferred upon exit from Baobab Microfinance Bank Limited. This will be reported to relevant authorities including CBN, NDIC and the Nigeria police for prosecutionPortfolio Manager has the responsibility to provide information about the bank's client, co debtor or guarantor and their details even after exit from the system, if it is required.Evaluating the performance of investment portfolios and ensuring compliance with standards provided by regulatory organizations, including conformance with investor disclosures, privacy laws, anti-money laundering requirements, and anti-fraud measures.
REQUIRED SKILLS
Budgeting, financial planning, Accounting, Business development, Financial analysis, Documentation and record keeping
REQUIRED EDUCATION
Bachelor's degree
-
Field Credit Officer
3 weeks ago
Benin City, Edo, Nigeria Moniepoint Inc. Formerly TeamApt Inc. Full timeJOB PURPOSEAs a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these...
-
Social Media Manager
6 days ago
Benin City, Edo, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is in search of creative and driven individuals to join our team as Social Media Managers.This role offers an exciting opportunity to shape our online presence, engage our audience, and craft compelling narratives across various social platforms.Whether you're a digital trendsetter or a data-driven strategist, we welcome...
-
Video Editor
6 days ago
Benin City, Edo, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking creative and dedicated individuals to join our team as Video Editors. This role offers a distinctive opportunity to craft compelling narratives and visuals, contributing to our storytelling efforts. Whether you specialize in editing documentaries, short films, or promotional videos, we welcome candidates who...
-
Cinematographer
6 days ago
Benin City, Edo, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking passionate and skilled Cinematography Volunteers to join our creative team. This position offers a unique opportunity to showcase your talent and contribute to our media and entertainment projects. Whether you prefer to work on-site or remotely, we welcome individuals with a keen eye for visual storytelling and...
-
Photographer
6 days ago
Benin City, Edo, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking creative and dedicated individuals to join our team as Photographers. This role offers a distinctive opportunity to capture and convey meaningful moments through the lens, contributing to our visual storytelling efforts. Whether you have a passion for capturing candid emotions or excel in staged setups, we...
-
Social Media Manager
7 days ago
Benin, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is in search of creative and driven individuals to join our team as Social Media Managers.This role offers an exciting opportunity to shape our online presence, engage our audience, and craft compelling narratives across various social platforms.Whether you're a digital trendsetter or a data-driven strategist, we...
-
Video Editor
7 days ago
Benin, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking creative and dedicated individuals to join our team as Video Editors. This role offers a distinctive opportunity to craft compelling narratives and visuals, contributing to our storytelling efforts. Whether you specialize in editing documentaries, short films, or promotional videos, we welcome candidates who...
-
Cinematographer
7 days ago
Benin, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking passionate and skilled Cinematography Volunteers to join our creative team. This position offers a unique opportunity to showcase your talent and contribute to our media and entertainment projects. Whether you prefer to work on-site or remotely, we welcome individuals with a keen eye for visual storytelling and...
-
Photographer
7 days ago
Benin, Nigeria Optimist Group Full timeJob DescriptionOptimist Media Group is seeking creative and dedicated individuals to join our team as Photographers. This role offers a distinctive opportunity to capture and convey meaningful moments through the lens, contributing to our visual storytelling efforts. Whether you have a passion for capturing candid emotions or excel in staged setups, we...
