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Credit Strategy Analyst

1 month ago

Lagos, Lagos, Nigeria Kuda Bank Full time

As a Credit Strategy Analyst, you will support the analytics throughout the credit product life cycle, from product design to profit & loss.

Key responsibilities include:

  • Portfolio performance metrics
  • Policy rule analysis
  • Profit and loss forecast
  • Credit limit assignment analysis
  • Affordability analysis
  • Score cut-off analysis
  • Collection rate
  • Lending / Collection strategy A/B testing

Requirements:

  • Academic background in a mathematical discipline (e.g. Mathematics, Statistics, Physics)
  • 3+ years experience as a quantitative analyst in a financial service
  • Proficient at database languages SQL
  • Proven knowledge of typical statistical tests used for A/B testing
  • Proven knowledge of standard statistical software packages (open source language preferred)
  • Understanding of credit portfolio performance metrics
  • General programming language (open source language preferred, e.g. Python, R)
  • Experience in developing business reports from end-to-end
  • Experience in generating actionable insights from reports

Support the analytics team in a financial service company, working with credit product life cycle, from product design to profit & loss. Analyze data to inform business decisions and develop reports to communicate insights to stakeholders.