Credit Officer

3 weeks ago

Port Harcourt, Nigeria BLAKSKILL LIMITED Full time

Position: Credit Officer (Field Sales) (Male Preferably)
Industry: Financial Services
Location: Port Harcourt, Rivers State, Nigeria
Job Type: Full-Time (On-site)
Budget: NGN 150,000 Monthly Net
Additional Benefits: Transport and airtime allowance.


Job Description (Summary):
As a Credit Officer, you will be responsible for reviewing loan applications, analyzing creditworthiness, and ensuring compliance with company policies. The role also involves collaborating with other departments to deliver seamless loan processing experiences while maintaining accurate records and monitoring payments.

Credit Assessment & Loan Processing:
Review and analyze loan applications and financial documents to determine credit risk.
Conduct credit checks and assess applicants' financial status, credit history, and repayment capacity.
Make informed recommendations regarding loan approvals or denials while adhering to compliance policies.

Client Engagement & Documentation:
Communicate with applicants to gather additional information and clarify discrepancies.
Prepare detailed reports and documentation for loan decisions.
Collaborate with other departments to ensure a smooth and efficient loan process.

Portfolio Monitoring & Compliance:
Maintain accurate records of loan applications and monitor payments.
Ensure compliance with lending policies, regulations, and procedures.

Reporting & Collaboration:
Provide updates and reports on credit assessments, loan decisions, and portfolio performance.
Actively engage with the team to improve lending solutions and resolve client issues efficiently.


Required Competencies:
Credit risk analysis and loan processing
Strong organizational and problem-solving skills
Decision-making and recommendation insights
Portfolio monitoring and documentation
Attention to detail and analytical thinking
Collaboration for enhanced customer experience
Compliance with lending regulations
Effective communication and client engagement


Required Qualifications & Experience
Bachelor's degree in any related discipline.
Completion of NYSC.
Minimum of 3–5 years’ experience as a Credit Officer in the financial sector.
Proficiency in Microsoft Word, Excel, and PowerPoint.
Strong written and verbal communication skills.
Exceptional organizational skills and ability to multi-task.


How to Applyrested and qualified candidates should forward their resume to: recruitment@blakskill.com using Credit Officer (Field Sales) in the subject line.

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