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Loans and Investment Officer
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Loans and Investment Officer
4 weeks ago
At MRM INVESTMENT LTD, we are seeking a highly skilled Loans and Investment Officer to join our team. The successful candidate will be responsible for managing our loan and savings portfolio, identifying business opportunities, and developing strategies to drive growth.
Key Responsibilities:- Partner with the Customer Relationship Supervisor to develop weekly and monthly plans for client mobilization and individual performance goals.
- Maintain a thorough knowledge of the assigned market geographical area and understand client needs with competing products.
- Research and develop business opportunities within the assigned geographical zone and assist the marketing department with market research and impact studies upon request.
- Market all MRM Products and Services to potential clients using approved promotional tools.
- Acquire and manage loans and savings portfolio, including loan initiation, processing, monitoring, and prompt repayment.
- Conduct thorough loan analysis to ascertain customer payment capacity and willingness, and evaluate credit risk before Credit Committee Meetings.
- Reduce liquidity risk by aggressively mobilizing savings on a daily basis.
- Ensure each loan disbursed is in compliance with MRM lending procedures, policies, and methodology.
- Prepare and present reports as assigned by the Team Lead/Head, BDS.
- Compile credit files with required documentation and hand over to back office staff for processing.
We offer a dynamic and challenging work environment, and the successful candidate will have the opportunity to grow and develop their skills in a rapidly evolving industry.