Senior Commercial Lender

Job Title: Senior Commercial Lender

Fort Knox Outsourcing is a leading commercial bank with offices on three continents. We are committed to delivering exceptional financial services to our clients.

Job Summary:

We are seeking a highly skilled Senior Commercial Lender to join our team. As a Senior Commercial Lender, you will be responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios. You will also be responsible for physically verifying merchants' locations and business financial health for loan consideration.

Responsibilities:

• Evaluate credit worthiness of Merchants
• Physically verify Merchants Location and business financial health for loan consideration
• Interview Merchants to determine their financial eligibility and feasibility
• Support merchants with questions they might have
• Justify decisions (approvals/rejections) and report on them
• Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each Merchant
• Build long term, trusting relationships with customers
• Grow and achieve loan portfolio targets for merchants

Qualifications & Skills:

• A First Degree BSC/ HND
• 1 year Minimum relevant work experience in a Microfinance Banks
• Excellent knowledge of loan application procedures
• Socially and emotionally aware
• Must have a Smartphone
• Strong communication skills and proven customer service experience
• Exceptional analytical skills and the ability to work with complicated financial data
• Demonstrable knowledge of credit risk analysis