Credit & Risk Analyst

4 days ago

Lagos, Lagos, Nigeria Good Neighbours Microfinance Bank Full time ₦1,800,000 - ₦3,600,000 per year
  • Work with the Control Manager to assess credit applications.
  • Conduct preliminary interviews with loan applicants.
  • Monitor the sales team for emerging risks and develop a robust system to identify, manage and control credit, market and operational risks.
  • Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis.
  • Assist in the development of risk policies, procedures, and standards.
  • Review all loan documents and agreements to make sure they are all complete, valid and in accordance with the company's guidelines.
  • Assess the credit worthiness of existing or prospective clients.
  • Ensure proper documentation of credits by adhering to set documentation standards and procedures
  • Work out plans and strategies for delinquent customers and provide additional support with respect to exposures requiring legal action.
  • Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure.
  • Carry out any other task as required from time to time.

Requirements:

  • HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.
  • 2 years of experience as an analyst in a Microfinance Bank is a major consideration.
  • Strong ethical behavior and the ability to work with sensitive financial information.
  • Excellent knowledge of loan application procedures and best lending practices.
  • Strong written and verbal communication skills.
  • Exceptional analytical skills, sound assessment and time management skills.

Job Type: Full-time

Pay: Up to ₦150,000.00 per month

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