Credit Analyst

4 days ago

Lagos, Lagos, Nigeria Rosie's People Full time ₦1,500,000 - ₦3,000,000 per year

PLEASE READ THE FULL JD BEFORE APPLYING. INCOMPLETE APPLICATIONS WILL AUTOMATICALLY BE DISQUALIFIED.

About The Opportunity
Our client is a dynamic and fast-growing financial services company dedicated to providing accessible and innovative credit solutions to businesses in Nigeria. They are a key player in the SME lending space, empowering companies to achieve their growth objectives.

As they continue to expand their portfolio, they are seeking an experienced
Credit Analyst
to join their team. This role is crucial for driving sound credit decisions, managing risk, and ensuring the continued health of their lending operations. This is an excellent opportunity for a detail-oriented professional with deep expertise in SME credit to make a significant impact in a thriving and supportive environment. The role is based in Lagos.

Application Process & Qualifying Questions

To apply, please submit your CV and a covering letter, which should include the answers to the following qualifying questions. Incomplete applications will not be reviewed:

  • Please describe your hands-on experience with LPO financing and invoice discounting. What was the typical size of the deals you assessed?
  • What is your process for conducting due diligence on a new credit application, particularly for verifying documents like purchase orders and contracts?
  • Can you provide an example of a complex credit recommendation you prepared? What was the situation, and what was the outcome?
  • This role is full-time and based in Lagos. Can you confirm your availability to work from the office?
  • What are your monthly net salary expectations, and what is your current notice period?

Key Responsibilities

  • Evaluate credit applications with a primary focus on LPO financing and invoice discounting facilities.
  • Conduct thorough risk analysis of applicants by assessing financial statements, bank records, and other relevant data.
  • Conduct detailed due diligence, including the validation of crucial documents like purchase orders, invoices, and contracts.
  • Prepare and present comprehensive credit reports and recommendations to the credit committee or management.
  • Monitor the performance of the existing loan portfolio to identify early warning signs of potential defaults.
  • Collaborate with the collections team on recovery processes for non-performing loans.
  • Ensure that all credit activities comply with the company's internal policies and regulatory requirements.

Ideal Candidate Profile

  • A degree in Finance, Accounting, Economics, or a related discipline.
  • A minimum of 5 years of professional experience as a Credit Analyst, ideally within a lending institution.
  • Mandatory: Demonstrable, in-depth experience in structuring and assessing LPO financing and invoice discounting deals.
  • Strong financial analysis, modelling, and credit reporting skills.
  • Exceptional attention to detail and the ability to work effectively under pressure and meet deadlines.
  • Relevant professional certifications (e.g., ACA, ACCA, CFA, CIBN) are a significant advantage.

On Offer

  • A competitive monthly net salary based on experience.
  • Career development and growth opportunities
  • Exposure to structured lending products and portfolio management
  • A collaborative work environment driven by integrity and excellence

  • Credit Analyst

    3 days ago

    Lagos, Lagos, Nigeria Lotus Capital Limited Full time

    Company DescriptionLotus Capital Limited is the pioneer of Islamic Finance in Nigeria and is registered with the Securities & Exchange Commission (SEC) as a Fund manager. With 19 years of experience, Lotus Capital has consistently provided Shariah-compliant Investment Management and Asset Management Services while contributing to the growth of the Nigerian...

  • Credit Analyst

    3 days ago

    Lagos, Lagos, Nigeria Rosie's People Full time ₦1,500,000 - ₦3,000,000 per year

    PLEASE READ THE FULL JD BEFORE APPLYING. INCOMPLETE APPLICATIONS WILL AUTOMATICALLY BE DISQUALIFIED.About the OpportunityOur client is a dynamic and fast-growing financial services company dedicated to providing accessible and innovative credit solutions to businesses in Nigeria. They are a key player in the SME lending space, empowering companies to achieve...

  • Credit Analyst

    3 days ago

    Lagos, Lagos, Nigeria Rosie's People Full time ₦36 - ₦96 per year

    PLEASE READ THE FULL JD BEFORE APPLYING. INCOMPLETE APPLICATIONS WILL AUTOMATICALLY BE DISQUALIFIED. About the Opportunity Our client is a dynamic and fast-growing financial services company dedicated to providing accessible and innovative credit solutions to businesses in Nigeria. They are a key player in the SME lending space, empowering companies to...

  • Credit Analyst

    4 days ago

    Lagos, Lagos, Nigeria The Startup Place Limited Full time ₦4,500,000 - ₦9,000,000 per year

    URGENTLY HIRINGJob Title: Credit AnalystLocation: Lekki Phase 1, Lagos, Nigeria (Hybrid)Sector: Women's Economic Empowerment | MSME Support | Financial InclusionExperience: 5+ years in Credit related rolesKey ResponsibilitiesEvaluate loan applications to determine credit risk using Shecluded's policy framework.Oversee day-to-day disbursement and recovery...

  • Credit Sales Analyst

    3 days ago

    Lagos, Lagos, Nigeria Sabi Full time

    Credit Sales AnalystSabiAccounting, Auditing & FinanceLagos Full TimeBanking, Finance & Insurance ConfidentialMinimum Qualification :Experience Level : Entry levelExperience Length : 2 yearsJob Description/RequirementsAbout KatsuWe are hiring into Katsu, one of our business units, a licensed microfinance bank focused on delivering modern, efficient financial...

  • Senior Corporate Credit Analyst

    4 days ago

    Lagos, Lagos, Nigeria FirstRand Full time ₦40,000 - ₦50,000 per year

    Job DescriptionThe essence of this role is to strengthen the credit department and its processes and enhance corporate velocity. The Senior Credit Analyst will be responsible for a portfolio of Corporate Clients and Trade/Commodity Finance exposures, typically across all major industries of focus for RMB Nigeria. He/she will assist the HOC in the day-to-day...

  • Credit & Risk Analyst

    4 days ago

    Lagos, Lagos, Nigeria Good Neighbours Microfinance Bank Full time ₦1,800,000 - ₦3,600,000 per year

    Work with the Control Manager to assess credit applications.Conduct preliminary interviews with loan applicants.Monitor the sales team for emerging risks and develop a robust system to identify, manage and control credit, market and operational risks.Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular...

  • Senior Credit Aalyst

    3 days ago

    Lagos, Lagos, Nigeria GTI Asset Management and Trust Limited Full time ₦1,500,000 - ₦3,000,000 per year

    ResponsibilitiesConduct comprehensive credit assessments of clients, including financial statement analysis, cash flow evaluation, and risk rating.Review and interpret financial, operational, and industry data to identify potential credit risks.Prepare detailed credit reports and recommendations for management and credit committees.Monitor existing credit...

  • Regulatory & Credit Risk Analyst – VP / AVP

    3 days ago

    Lagos, Lagos, Nigeria Citibank Full time ₦1,500,000 - ₦6,000,000 per year

    JOB TITLE: Regulatory & Credit Risk Analyst – VP / AVPJOB LOCATION: Lagos, Nigeria ADVERTISEMENTJOB DETAILS:The Regulatory & Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management...

  • Credit and Risk Analyst

    4 days ago

    Lagos, Lagos, Nigeria Oscar Temple Full time ₦1,400,000 - ₦4,200,000 per year

    Experience Level: 2-4 YearsAbout usWe are a trusted investment banking and financial services organisation, delivering tailored financial solutions to clients through a combination of market expertise, innovative thinking, and a strong commitment to governance and risk management.Job SummaryWe are seeking a dynamic and detail-oriented Credit and Risk Officer...