Senior Credit Aalyst

2 days ago

Lagos, Lagos, Nigeria GTI Asset Management and Trust Limited Full time ₦1,500,000 - ₦3,000,000 per year

Responsibilities

  • Conduct comprehensive credit assessments of clients, including financial statement analysis, cash flow evaluation, and risk rating.
  • Review and interpret financial, operational, and industry data to identify potential credit risks.
  • Prepare detailed credit reports and recommendations for management and credit committees.
  • Monitor existing credit exposures and identify early warning signals of potential defaults.
  • Support the development and implementation of credit risk models, policies, and procedures.
  • Maintain regular communication with clients to obtain financial updates and monitor compliance with credit terms.
  • Provide mentorship and training to junior credit analysts.
  • Collaborate with internal teams such as sales, finance, and legal to ensure effective risk management.
  • Ensure compliance with regulatory and internal credit policies.

Requirements

  • Bachelor's Degree with relevant experience.
  • Comprehensive knowledge of credit analysis, portfolio management, and risk assessment in the microfinance or financial services sector.
  • Strong interpersonal, leadership, and communication skills, with the ability to interact effectively with clients and team members.

Job Type: Full-time

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