Settlement & Reconciliation Officer

3 days ago

Victoria Island Lagos Nigeria Habaripay Limited Full time ₦1,500,000 - ₦3,000,000 per year

JobSummary We arelooking to hire a Settlement & Reconciliation Officer to managetransaction processing, ensure timely settlement of financial activities, andmaintain accurate reconciliation of accounts.To besuccessful in this role, you should have previous experience as a settlement& Reconciliation Officer in a bank or financial institution. Our idealcandidate should combine an eye for details, excellent people management skillswith a goal -driven mindset. Ultimately,you will ensure your area of responsibility meets and exceeds the expectationsof our business objectives and contributes to our company's success  Job Duties and Responsibilities:Perform daily reconciliation of all financial transactions across various payment channels (cards, POS, transfers, mobile money, etc.).Validate and match incoming and outgoing settlement reports with transaction records from internal systems.Investigate and resolve transaction mismatches, chargebacks, and settlement disputes promptly.Liaise with banks, payment processors, and other financial partners to ensure timely settlement of funds.Maintain accurate records of reconciliations, settlements, and resolution actions for audit purposes.Generate and share reconciliation and settlement reports with relevant internal teams.Work with IT and product teams to resolve system -related reconciliation issues.Support end -of -day, month -end, and year -end financial closure processes.Ensure compliance with regulatory and internal financial reporting standards.Participate in the development and improvement of reconciliation and settlement processes and tools. RequirementsBachelor's degree or equivalent in Finance, Accounting, or related field from an accredited university 2 -5 years of experiencein settlements, reconciliation, or financial operations (preferably in afintech, bank, or payment service provider).Strong analytical andproblem -solving skills.High attention todetail and accuracy.Proficiency in Exceland reconciliation tools; knowledge of ERP or financial software is anadvantage.Familiarity withpayment systems, transaction flows, and financial products.Excellentcommunication and interpersonal skills.Ability to multitask and meet deadlines.

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