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Credit and Risk Executive

2 weeks ago

Lagos, Lagos, Nigeria Stateside Bank Full time ₦600,000 - ₦1,200,000 per year

Company Description

Stateside Microfinance Bank Ltd is licensed by the Central Bank of Nigeria (CBN) and all deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). The bank provides individuals and SMEs with credit, high-yield investment products, payment solutions, and personal financial management tools. Guided by a strong set of values, Stateside Bank is dedicated to stakeholder satisfaction and making a positive social impact. The bank fosters a work culture emphasizing openness, honesty, and high performance to deliver exceptional products and services. Their vision is to be the preferred digital bank, utilizing technology to facilitate financial inclusion and economic prosperity in the communities they serve.

Role Description

This is a full-time on-site role located in Lagos for a Credit and Risk Executive. The Credit and Risk Executive will be responsible for managing and controlling credit risk by evaluating creditworthiness, mitigating potential risks, and making informed decisions. Day-to-day tasks include credit assessment, customer service, financial analysis, and monitoring credit performance to ensure compliance with the bank's policies and standards.

Qualifications

  • Credit Control and Credit Management skills
  • Analytical Skills and Finance expertise
  • Excellent Customer Service skills
  • Strong decision-making capabilities
  • Strong verbal and written communication skills
  • Experience in the banking or finance industry is a plus
  • Bachelor's degree in Finance, Accounting, Business Administration, or related field