SME Loan Officer

4 days ago

Lagos, Lagos, Nigeria Boctrust Microfinance Bank Full time ₦80,000 - ₦160,000 per year

Job Description

  • Actively source and develop new SME loan business relationships.
  • Conduct market research and identify potential SME clients within the assigned territory.
  • Build and maintain strong relationships with existing and potential SME clients.
  • Analyse loan applications, assess creditworthiness of SME borrowers, and prepare loan recommendations.
  • Conduct thorough financial and business viability assessments of SME businesses.
  • Prepare comprehensive loan documentation, including credit memos and loan agreements.
  • Monitor loan performance and ensure timely loan repayments.
  • Conduct regular site visits to monitor the progress of SME businesses.
  • Identify and mitigate potential loan risks.
  • Manage loan portfolios effectively to minimise delinquency and maximise returns.
  • Ensure compliance with all relevant loan policies and procedures.

Job Requirement

  • Bachelor's degree in Banking & Finance, Accounting, Business Administration, or a related field.
  • Minimum 3 years of proven experience as an SME Loan Officer in the microfinance industry.
  • Strong understanding of credit risk assessment principles and methodologies.
  • Excellent analytical and problem-solving skills.
  • Strong interpersonal and communication skills (both written and verbal).
  • Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)

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