Field Credit Officer

3 days ago

Nigeria Moniepointorporated Full-time

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Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
Review and approve (or decline) loan requests by thoroughly analyzing all the data available
Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
Perform all other credit-related functions as may be assigned by a supervisor

Experience & Background:

Minimum of an OND in any business-related discipline
Minimum of 2 years’ experience in a sales role for credit products in a financial institution
Demonstrable knowledge of credit risk analysis
Good knowledge of financial analysis is an added advantage

Skills & Competencies:

{'education': "Diploma, Associate's degree", 'work_experience': '2 years', 'languages': ['English']}