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Risk Underwriting Officer

3 months ago

Lagos, Nigeria Checkoff Credit System Full time

Responsibilities:

  • Performing data evaluation on information retrieved from loan applications.
  • Consultation with Loan Officers following meetings with potential clients
  • Conducting risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors
  • Requesting additional information from Loan Officers when appropriate
  • Render application decisions based on consultations with supervisory underwriter and upper management
  • Preparing reports detailing risk assessment findings and other data that contribute to lending decisions

Qualifications:

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  • Professional certification in risk management or accounting is a plus.
  • Minimum of 1 year of experience in Risk underwriting, Credit Analysis, or a similar role.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficient in Microsoft Office Suite Excel, Word, PowerPoint and loan management software.
  • Attention to detail and high level of accuracy.

Preferred Skills:

  • Experience in the financial services industry.
  • Knowledge of loan management systems and financial analysis tools.
  • Understanding of regulatory requirements and compliance standards.