Merchant Loan Field Credit Officer-Abuja

Found in: beBee jobs NG - 2 weeks ago


Abuja, FCT, Nigeria Fort Knox Group Full time

ABOUT THE COMPANY

About Us
We have a hard-earned reputation for excellent business practices and delivery, built over 95 years of global experience in the corporate service delivery. The group activities delivers solution that exceed expectation. THINK SERVICE, CALL Fort Knox Group.

Vision
To always be the first name for enterprise service delivery in Africa.

Mission
To be the Number One company of choice in effective service delivery in every sector where we are engaged.

Value Proposition
We are equipped with an assemblage of dynamic, innovative and result oriented young men and women, we are well positioned to provide excellent service.

JOB SUMMARY

Qualifications & Skills A First Degree 1 year Minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs) Excellent knowledge of loan application procedures. Socially and emotionally aware. Must have a Smartphone. Strong communication skills and proven customer service experience. Exceptional analytical skills and the ability to work with complicated financial data. Demonstrable knowledge of credit risk analysis.

RESPONSIBILITIES

Job Summary As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment. You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.Duties Onboard Viable Merchants on the Business Platform. Evaluate credit worthiness of Merchants Physically verify Merchants Location and business financial health for loan consideration. Interview Merchants to determine their financial eligibility and feasibility Support merchants with questions they might have. Justify decisions (approvals/rejections) and report on them Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each Merchant. Build long term, trusting relationships with customers Grow and achieve loan portfolio targets for merchants.

REQUIRED SKILLS

Risk management, Mortgage loans, Security operations, Credit auditing

REQUIRED EDUCATION

Bachelor's degree


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