Finance and Credit Officer

4 weeks ago

Lagos, Lagos, Nigeria Terawork Full time

Role Summary:

  • This role plays a crucial part in ensuring the smooth financial operations of our firm, safeguarding our assets, and maximizing return on investments.
  • You will be responsible for managing accounts receivable, credit control, and financial reporting, while upholding our commitment to social responsibility and financial inclusion.

Responsibilities:

  • Manage customer accounts and ensure timely payments of loans and other dues.
  • Issue invoices and statements accurately and efficiently.
  • Monitor overdue accounts and initiate collection efforts, following ethical and respectful procedures.
  • Reconcile bank statements and resolve discrepancies.
  • Assess the creditworthiness of loan applicants using financial analysis and risk assessment tools.
  • Set appropriate credit limits and monitor customer creditworthiness.
  • Develop and implement effective credit control policies and procedures. Collaborate with loan officers to ensure adherence to credit policies.
  • Prepare accurate and timely financial reports, including income statements, balance sheets, and cash flow statements.
  • Analyze financial data and identify trends or potential risks.
  • Provide financial information and insights to management for decision- making.
  • Maintain accurate and complete financial records.
  • Comply with all relevant financial regulations and reporting requirements.
  • Contribute to the development and implementation of internal control procedures.
  • Participate in special projects as assigned.

Qualifications:

  • Bachelor's degree in accounting, Finance, or a related field.
  • Must have registered as a student with ICAN/ACCA.
  • Minimum of 4 years of experience in a similar role, preferably within the financial sector.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills, with the ability to build rapport with customers.
  • Proficient in financial accounting software and Microsoft Office Suite.
  • Familiarity with relevant financial regulations and reporting standards.
  • Strong commitment to ethical and responsible banking practices.

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