Associate / Senior Associate, Risk Modelling & Decisioning

2 months ago


Lagos, Lagos, Nigeria Flutterwave Full time

JOB SUMMARY

Required competency and skillset to be a waver:Bachelor's degree in a quantitative field such as Mathematics, Statistics, Computer Science, Economics, or related discipline; advanced degree preferred.2+ years of experience in risk management, analytic modeling, ML modeling, credit/fraud scoring, or related fields within the financial services industry.Strong technical skills including proficiency in Python and statistical analysis and programming languages like SQL.Experience with machine learning techniques and tools for building predictive models (e.g., logistic regression, decision trees, random forests, gradient boosting and neural network).Critical thinking & problem solving skills – ability to assess situations, verify facts, reason logically to come up with options and propose sound recommendations. Familiarity with risk management frameworks, methodologies, and regulatory requirements (e.g. GDPR).Experience developing and implementing analytical models, preferably in a fintech or lending environment.Excellent analytical skills with the ability to translate complex data into actionable insights.Strong communication and collaboration skills with the ability to work effectively in cross-functional teams.Detail-oriented with a focus on accuracy and quality of work.Familiarity with regulatory requirements and compliance standards in the financial services industry.

RESPONSIBILITIES

Include but are not limited to:Assist in developing and refining analytic models/processes and strategies to assess credit/fraud/compliance risk, and other relevant risks associated with our products and services.Conduct comprehensive analysis of historical data and market trends to identify patterns and insights that inform risk management strategies.Collaborate with cross-functional teams, including data scientists, engineers, and product managers, to implement risk scoring models and strategies into our decisioning systems.Monitor the performance of risk models and decisioning systems, identifying opportunities for improvement and optimization.Stay abreast of industry best practices, regulatory requirements, and emerging trends in risk management and decision sciences.Carry out analytics activities at all stages of data analytics life-cycle - understanding business needs, explore and examine data from multiple sources, help build workflows for extraction and cleaning of data, conduct exploratory data analysis.Provide analytical support and insights to senior management and stakeholders to aid in strategic decision-making processes.Develop and maintain documentation related to risk models, methodologies, and decisioning processes.Participate in audits and regulatory examinations, ensuring compliance with relevant laws and regulations.

REQUIRED SKILLS

Compliance, Business development, Risk analysis, Business intelligence, Big data and data analytics

REQUIRED EDUCATION

Bachelor's degree



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