Loan Officer

2 months ago

owerri, Nigeria Micash microfinance cooperative Full time

Overview: The Loan Officer is responsible for managing the loan application
process, assessing creditworthiness, and ensuring the timely disbursement and
recovery of loans. This role involves working closely with customers to guide them
through the loan application process and providing ongoing support during loan
repayment periods.
Responsibilities:
• Assist customers in understanding MiCash’s loan products and guide them
through the loan application process.
• Evaluate the financial status of loan applicants by reviewing credit histories
and financial documentation.
• Conduct field visits and interviews with customers to verify loan applications
and assess creditworthiness.
• Approve or reject loan applications based on risk assessment and MiCash’s
loan policies.
• Ensure that loan agreements are properly drafted, signed, and filed.
• Monitor loan repayments and follow up with clients who are late on
payments to avoid defaults.
• Work closely with the administrative office to ensure that all loans are
accurately recorded and that daily transactions are balanced.

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