![HRD solutions](https://media.trabajo.org/img/noimg.jpg)
Risk and Collection Analyst
4 weeks ago
Job Description:
As a Risk and Collection Analyst, you will play a pivotal role in supporting small and medium-sized enterprises (SMEs) by assessing and managing credit risk while ensuring efficient debt collection processes. Your responsibilities will focus on safeguarding the financial health of the company's lending portfolio.
Key Responsibilities:
1. Credit Risk Assessment: Evaluate the creditworthiness of SME clients applying for financing by analyzing financial statements, credit reports, and other relevant data. Assess factors such as cash flow, profitability, and industry trends to determine risk levels and loan eligibility.
2. Underwriting Support: Collaborate with the underwriting team to provide insights and recommendations on credit risk assessment. Ensure that loan decisions align with the company's finance's risk appetite and credit policies.
3. Portfolio Monitoring: Monitor the performance of the SME lending portfolio and identify potential credit risks in a timely manner. Conduct regular reviews of loan accounts to assess payment behavior and detect early warning signs of delinquency or default.
4. Delinquency Management: Develop and implement effective collection strategies to mitigate delinquency and minimize losses. Communicate with SME clients to negotiate repayment plans, resolve payment issues, and prevent accounts from becoming severely delinquent.
5. Loss Mitigation: Work closely with internal stakeholders and external partners to explore options for loss mitigation and recovery. Coordinate efforts to recover outstanding debts through settlement negotiations, asset liquidation, or legal actions when necessary.
6. Reporting and Analysis: Prepare comprehensive reports and analysis on credit risk metrics, delinquency trends, and collection performance. Present findings to management and provide actionable insights to support strategic decision-making and risk management initiatives.
7. Regulatory Compliance: Ensure compliance with regulatory requirements and industry standards related to credit risk management and debt collection practices. Stay abreast of regulatory changes and implement necessary updates to policies and procedures.
Qualifications and Skills:
• OND or Bachelor's degree in Finance, Accounting, Business Administration, or related field. Advanced qualifications or certifications in risk management or credit analysis are advantageous.
• Proven experience in risk management, credit analysis, or debt collection within the financial services sector, preferably with a focus on SME lending on Lagos Island.
• Strong analytical skills and attention to detail, with the ability to interpret financial data and assess creditworthiness accurately.
• Excellent communication and negotiation skills, with the ability to build rapport with SME clients and effectively manage difficult conversations.
• Proficiency in data analysis tools and software, such as Microsoft Excel, SQL, or business intelligence platforms.
• Knowledge of regulatory requirements and best practices in credit risk management and debt collection.
• Results-driven mindset, with a proactive approach to problem-solving and a commitment to delivering high-quality outcomes.
Kindly note that the salary for this position exceeds #130,000 please do not apply
If you do not meet the requirements, please do not apply. Only shortlisted candidates will be contacted.
-
Risk and Collection Analyst
2 weeks ago
Lagos, Lagos, Nigeria HRD solutions Full timeJob Description:As a Risk and Collection Analyst, you will play a pivotal role in supporting small and medium-sized enterprises (SMEs) by assessing and managing credit risk while ensuring efficient debt collection processes. Your responsibilities will focus on safeguarding the financial health of the company's lending portfolio.Key Responsibilities:Credit...
-
Portfolio Risk Analyst
4 weeks ago
Lagos, Lagos, Nigeria The Concept Group Full timeABOUT THE COMPANYThe genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations.As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested...
-
Portfolio Risk Analyst
2 months ago
Lagos, Lagos, Nigeria The Concept Group Full timeABOUT THE COMPANYThe genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations.As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested...
-
Risk Analyst
2 months ago
Lagos, Lagos, Nigeria OnePyramid Full timeRole Overview:We are looking for skilled Risk Analysts specializing in IT, Supply Chain, or Cybersecurity to join our dynamic team.The perfect candidate will be in charge of evaluating vendor risk and ensuring compliance with security standards, aligning with organizational goals and regulations.This role is crucial in identifying, assessing, and reducing...
-
Risk Analyst
4 weeks ago
Lagos, Lagos, Nigeria OnePyramid Full timeRole Overview:We are looking for skilled Risk Analysts specializing in IT, Supply Chain, or Cybersecurity to join our dynamic team.The perfect candidate will be in charge of evaluating vendor risk and ensuring compliance with security standards, aligning with organizational goals and regulations.This role is crucial in identifying, assessing, and reducing...
-
Risk Analyst
2 weeks ago
Lagos, Lagos, Nigeria Jobrole Consulting Limited Full timeResponsibilitiesEngage clients to gather information and documentation for credit analysis processes.Review incoming requests to determine eligibility for loans.Carry out comprehensive credit analysis to arrive at a credit score and final loan decision.Set up, implement and manage loan covenants, risk triggers, collection mandates and collaterals.Gather data...
-
Risk Analyst
4 weeks ago
Lagos, Lagos, Nigeria Jobrole Consulting Limited Full timeResponsibilitiesEngage clients to gather information and documentation for credit analysis processes.Review incoming requests to determine eligibility for loans.Carry out comprehensive credit analysis to arrive at a credit score and final loan decision.Set up, implement and manage loan covenants, risk triggers, collection mandates and collaterals.Gather data...
-
Risk Analyst
4 weeks ago
Lagos, Lagos, Nigeria Jobrole Consulting Limited Full timeResponsibilitiesEngage clients to gather information and documentation for credit analysis processes.Review incoming requests to determine eligibility for loans.Carry out comprehensive credit analysis to arrive at a credit score and final loan decision.Set up, implement and manage loan covenants, risk triggers, collection mandates and collaterals.Gather data...
-
Risk Analyst
4 weeks ago
Lagos, Nigeria OnePyramid Full timePosition Overview:We are seeking to hire a talented Risk Analysts with expertise in IT, Supply Chain, or Cybersecurity to join our team.The ideal candidate will be responsible for assessing vendor risk and compliance with security standards, ensuring alignment with organizational objectives and regulatory requirements.The candidate will play a critical role...
-
Risk Analyst
2 months ago
Lagos, Nigeria OnePyramid Full timePosition Overview:We are seeking to hire a talented Risk Analysts with expertise in IT, Supply Chain, or Cybersecurity to join our team.The ideal candidate will be responsible for assessing vendor risk and compliance with security standards, ensuring alignment with organizational objectives and regulatory requirements.The candidate will play a critical role...
-
Intelligence Analyst
7 days ago
Lagos, Lagos, Nigeria Control Risks Full timeControl Risks is seeking an Intelligence Analyst fluent in English to contribute to our interactive Nigeria Information Service NIS in Nigeria. Responsibilities include intelligence gathering, building and maintaining network of credible sources across the country, researching, analysis of security incidents and trends, and producing reports for internal and...
-
Intelligence Analyst
7 days ago
Lagos, Nigeria Control Risks Full timeControl Risks is seeking an Intelligence Analyst fluent in English to contribute to our interactive Nigeria Information Service NIS in Nigeria. Responsibilities include intelligence gathering, building and maintaining network of credible sources across the country, researching, analysis of security incidents and trends, and producing reports for internal and...
-
Network Analyst
4 weeks ago
Lagos, Nigeria Mitiget Assurance and Technology Services Limited Full timeABOUT THE COMPANYWe provide the most effective security, safety, and compliance solutions to protect your critical asset. We deliver measurable values from where we take over – minimum of 25% improvement. Our focus is to instil risk based decision-making culture and unmatched security, information management and cybersecurity practices enterprise wide. We...
-
Network Analyst
1 month ago
Lagos, Nigeria Mitiget Assurance and Technology Services Limited Full timeABOUT THE COMPANYWe provide the most effective security, safety, and compliance solutions to protect your critical asset. We deliver measurable values from where we take over – minimum of 25% improvement. Our focus is to instil risk based decision-making culture and unmatched security, information management and cybersecurity practices enterprise wide. We...
-
Network Analyst
2 weeks ago
Lagos, Lagos, Nigeria Mitiget Assurance and Technology Services Limited Full timeABOUT THE COMPANYWe provide the most effective security, safety, and compliance solutions to protect your critical asset. We deliver measurable values from where we take over – minimum of 25% improvement. Our focus is to instil risk based decision-making culture and unmatched security, information management and cybersecurity practices enterprise wide. We...
-
Network Analyst
1 month ago
Lagos, Lagos, Nigeria Mitiget Assurance and Technology Services Limited Full timeABOUT THE COMPANYWe provide the most effective security, safety, and compliance solutions to protect your critical asset. We deliver measurable values from where we take over – minimum of 25% improvement. Our focus is to instil risk based decision-making culture and unmatched security, information management and cybersecurity practices enterprise wide. We...
-
Network Analyst
4 weeks ago
Lagos, Lagos, Nigeria Mitiget Assurance and Technology Services Limited Full timeABOUT THE COMPANYWe provide the most effective security, safety, and compliance solutions to protect your critical asset. We deliver measurable values from where we take over – minimum of 25% improvement. Our focus is to instil risk based decision-making culture and unmatched security, information management and cybersecurity practices enterprise wide. We...
-
Risk Analyst
4 weeks ago
Lagos, Nigeria Jobrole Consulting Limited Full timeResponsibilitiesEngage clients to gather information and documentation for credit analysis processes.Review incoming requests to determine eligibility for loans.Carry out comprehensive credit analysis to arrive at a credit score and final loan decision.Set up, implement and manage loan covenants, risk triggers, collection mandates and collaterals.Gather data...
-
Risk Analyst
4 weeks ago
Lagos, Nigeria Jobrole Consulting Limited Full timeResponsibilitiesEngage clients to gather information and documentation for credit analysis processes.Review incoming requests to determine eligibility for loans.Carry out comprehensive credit analysis to arrive at a credit score and final loan decision.Set up, implement and manage loan covenants, risk triggers, collection mandates and collaterals.Gather data...
-
Lagos, Nigeria Flutterwave Full timeJOB SUMMARYRequirements Bachelor's Degree in a quantitative field such as Mathematics, Statistics, Computer Science, Economics, or related discipline; advanced degree preferred. 7+ years of experience in risk management, analytic modeling, credit/fraud scoring, or related fields within the financial services industry. Strong technical skills including...