Risk Management Professional

4 days ago


Lagos, Lagos, Nigeria FMCG SEARCH Full time
Job Overview

FMCG Search is seeking an experienced Insurance Manager to lead our organization's insurance provision. As a key member of the team, you will be responsible for ensuring efficient service delivery and maximizing performance against pre-agreed targets.

Main Responsibilities
  • Regulatory Compliance: Ensure all insurance-related duties are performed in compliance with legal, statutory, and professional standards, regulations, and obligations.
  • Risk Identification and Mitigation: Identify new insurable risks within the business and recommend strategies to manage these risks effectively.
  • Claims Investigation and Resolution: Investigate, evaluate, and settle claims promptly and fairly, using both technical knowledge and strong interpersonal skills to reduce loss ratios.
  • Fraud Detection and Prevention: Investigate fraudulent and suspicious claims within approved limits, providing technical input and reviewing claims reports.
  • Survey and Inspection: Identify potential hazards and loss-producing exposures during surveys and advise the organization and underwriters on recommended actions to minimize or eliminate risks.
  • Property Risk Assessment: Assess the risk levels of insured properties, including evaluating moral and physical hazards.
  • Financial Risk Analysis: Analyze the financial risk associated with insuring properties and determine the appropriate coverage.
  • Reporting and Communication: Provide detailed and timely survey reports to underwriters, aiding informed decision-making.
Requirements
  • A Master's or Bachelor's Degree in Risk Management & Insurance or a related field.
  • A minimum of 10 years of relevant experience in the insurance industry or a related field.
  • Proven ability to maintain accurate records and provide regular reports on insurance claims.
  • Strong written and oral communication skills.
  • Excellent negotiation and interpersonal skills.
  • Demonstrated creativity and innovation in problem-solving.
  • Proficiency in using Microsoft Office software (Word, Excel, PowerPoint).


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