Branch Manager

4 days ago


Lagos, Lagos, Nigeria Jubilee-Life Mortgage Bank Plc Full time ₦1,500,000 - ₦4,500,000 per year

Jubilee-Life Mortgage Bank Plc is a leading primary mortgage Bank in Nigeria. It was incorporated in August 1992 as a private limited Liability Company. Since its inception, Jubilee-Life Mortgage Bank Plc has evolved into a mortgage Bank with a global outlook whose activities have extended beyond the shores of Nigeria. The Bank has attained significant growth and emerged as a giant in the mortgage banking sector in terms of assets, loans, deposits, profitability, and branch network. We attribute our success to our commitment to deliver safe, viable, and affordable housing solutions which address the housing deficit in Nigeria.

Owing to Nigeria's exponential population growth, the need to deliver affordable houses for individuals within Nigerian societies cannot be overemphasized. As a result, Jubilee-Life Mortgage Bank Plc strives to meet the identified need. Our expertise in the mortgage banking industry gives us leverage in our quest to alleviate the myriad challenges hindering national housing development.

We are deliberate in our approach with a long-term strategy to address stakeholders' needs by providing innovative and affordable mortgage products and services to low-middle income earners.

Jubilee-Life Mortgage Bank Plc is birthed out of a kingdom mandate by the Redeemed Christian Church God (RCCG) with a vision to assist with the growing housing need. Jubilee-Life Mortgage Bank Plc have its operations centered on core values of professionalism, integrity, and excellence.

The Bank engages in retail banking operations through acceptance of savings and term deposits, acceptance of mortgage-focused deposits, mortgage finance, mortgage advisory services, drawing from mortgage funds for on-lending, and other financial activities as permitted by the Central Bank of Nigeria. Jubilee-Life Mortgage Bank Plc has financed thousands of notable low-cost housing projects/small to medium enterprise projects in various states of the nation including Lagos, Abuja, Port Harcourt, Oyo, and Ogun to mention a few.

As a result of excellent service delivery, the Bank has bagged several awards including; Nigeria Best Property Development Finance Company of the Year 2007, West African Best Customer Service Mortgage Finance Company of the Year 2008, National Integrated Quality Mortgage Banking Company of the Year 2009, West African Branding Merit Award for Mortgage Banking Excellence, African Order of Merit in the Finance & Acquisition of Property in 2011, Integrity in Mortgage Business of the year 2017, Most Reliable Mortgage Bank of the year 2017 amongst others.

We are recruiting to fill the position below:

Job Position: Branch Manager

Job Location: Lagos

Employment Type: Full-time

Job Responsibilties

  • Drive the performance of the Branch in line with the targets set by the bank
  • Generate a deposit liability budget as directed by the bank.
  • Generate a risk asset budget as directed by the bank.
  • Generate a Profit after Tax PAT/PBT Budget as directed by the bank.
  • Initiate and coordinate the development of the Branch's strategies and marketing plans.
  • Prepare and implement plans for growing client base.
  • Identify new business opportunities and high valuerelationships for conversion to the bank's customer base.
  • Provide marketing support by the way of joint calls with team members to ensure relationships are deepened and where there are knowledge gaps, take charge by showing them the way marketing is done.
  • Network with all potential clients in own locality to increase customer base.
  • Manage and deepen relationships with existing and prospective customers.
  • Develop and maintain a high level of customer relationship management standard at the Branch.
  • Ensure zero tolerance for inactive/dormant accounts.
  • Ensure effective relationship management with new andexisting customers to improve deposit liability growth andmix.
  • Appraise risk assets and monitor their disbursement.
  • Ensure efficient service and maintenance of relationshipswith customer
  • all staff in the Branch to achieve increased value creation, volume of business and enhanced profitability for the bank.
  • Create and sustain a team culture that encourages others to provide the quality of service essential to high performance.
  • Ensure the Branch operating cost is within the approved budget.

Qualifications

  • First Degree in any discipline.
  • Minimum of 8 years of experience.
  • A post graduate degree is an added advantage.
  • Professional qualifications include but are not limited to any of the following: ACA, ACCA, CIBN, CFA etc are also added advantages.

Competency Knowledge:

  • Knowledge of a Mortgage Bank's operations/services/products.
  • Knowledge a Mortgage Bank's policies and procedures.
  • Knowledge of a Mortgage Bank's sales/marketing strategy and policy.
  • Knowledge of financial service channels.
  • Knowledge of financial instruments.

Skills:

  • Deal structuring skills.
  • Financial & business advisory skills
  • Business development/sales skills.
  • Strategic/Business/sales planning
  • Analytical skills
  • Adaptability/Flexibility
  • Assertive
  • Attention to details
  • Building Effective Teams
  • Customer Focus
  • Conflict Management
  • Confidence
  • Entrepreneurship
  • Influencing Skills
  • Interpersonal Skills
  • Managing Vision & Purpose
  • Leadership and Motivation
  • Multi-tasking
  • Networking (Socially astute)
  • Oral and Written Communication.

Method of Application

Interested and qualified candidates should send their Applications to: using the Job Position as the subject of the mail.


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