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Repossession Officer

2 weeks ago

Lagos, Lagos, Nigeria CAREERPULSE NOW Full time ₦1,500,000 - ₦4,500,000 per year

Job Title: Repossession Officer

Location: Ajah, Alimosho

Employment Type: Full-Time

Job Summary:

We are seeking a diligent and results-driven Repossession Officer to manage asset recovery efforts for defaulting customers. The role involves executing repossession activities in accordance with company guidelines and legal requirements, maintaining accurate records, and working closely with legal and compliance teams to minimize losses and recover assets efficiently.

Key Responsibilities:

Execute asset recovery actions for customers who have defaulted on loan repayments, adhering strictly to repossession policies and guidelines.

Maintain detailed and accurate records of all repossession activities, including recovered assets and communications.

Coordinate with legal and compliance departments to ensure all repossession procedures comply with applicable laws and regulations.

Engage with delinquent clients professionally to facilitate timely recovery of assets and explore resolution options.

Aim to minimize financial losses by ensuring prompt and efficient repossession of collateral.

Prepare regular reports on repossession status, outcomes, and challenges for management review.

Support process improvements to enhance the efficiency and effectiveness of asset recovery operations.

Qualifications & Experience:

Bachelor's degree or diploma in Business Administration or a related field is preferred.

1–2 years of experience in asset recovery, collections, or related roles, preferably within the financial services sector.

Knowledge of repossession laws, regulations, and industry best practices.

Strong organizational skills and attention to detail.

Excellent communication and negotiation skills.

Ability to handle sensitive situations with professionalism and tact.

Familiarity with recovery software or asset tracking systems is a plus.