Credit Policy

4 days ago


Nigeria First Bank of Nigeria Full time ₦60,000 - ₦90,000 per year
Description


•    Carry out and validate periodic review on methodologies (Impairment, ICAAP and CAR) as 
required.

•    Preparation of monthly Capital Adequacy Requirement report (CAR)

•    Provide oversight function on monthly impairment calculation

•    Prepare monthly IFRS impairment upload on Finacle to various Business Units P&L and 
movement in provision to BPM

•    Provide validation and oversight review of monthly IFRS credit journals

•    Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)

•    Preparation of credit disclosures for Year End and Periodic Audit 

•    Active participation in the management and execution of various portfolio projects

•    Participate in the various credit audit of the bank's loan book by CBN and external auditors 

•    Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required

•    Conduct analysis of ratings in the Bank's portfolio (Weighted Average Risk Rating) 

•    Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle 
and IFRS requirements and co-ordinates the process for the review of the document

•    Any other portfolio management tasks

•    Comply with the principles and policies in the Information Security Handbook
 

JOB REQUIREMENTS:

  • Minimum Education: First degree in business related or Science/Engineering courses.
  • Minimum Experience: 7 to 10 years of leadership experience in credit protfolio or risk measurement
  • Relevant certifications in portfolio management or risk would be an added advantage.
     

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