Credit Analyst

2 days ago

Ibadan Oyo Nigeria Workskuad Full time ₦1,500,000 - ₦3,000,000 per year

Our client; a cutting -edge health tech company, is looking to hire a credit analyst in Ibadan, Oyo state Nigeria. About the Role We are seeking a skilled Credit Analyst to evaluate the creditworthiness of the company's business customers. The ideal candidate will excel in analyzing financial data from various sources, including bank statements and proprietary datasets, to generate comprehensive risk profiles for businesses and their owners. Your insights will guide credit decisions and ensure that our credit exposures remain within acceptable risk thresholds. Key Responsibilities Assess and make informed decisions on prospective and existing customers based on credit viability, payment history, credit reports, and overall creditworthiness.Analyze financial documents, including bank statements, balance sheets, and legal documents, to assess repayment capacity and develop detailed risk profiles.Use Excel and other analytical tools to process and interpret large datasets, identifying trends, patterns, and risks.Conduct on -site client visits when necessary, performing risk analysis and gathering insights directly from businesses.Prepare and present comprehensive credit committee reports, ensuring all credit applications are evaluated with transparency and accuracy.Utilize credit -scoring systems to evaluate loan applications and provide actionable recommendations for management approval.Monitor customer trends, cash flow analyses, and create financial projections to assess ongoing credit risks.Recommend procedural and policy enhancements to improve the quality of credit decisions and reduce risk exposure.Stay up -to -date on legal, market risk, and compliance issues relevant to credit management.Ensure compliance with credit policies and draft predictive models to anticipate credit trends and risks.Monitor loans for compliance, analyzing the financial health of borrowers, and producing clear, objective reports. RequirementsProven experience (2 -4 years) as a credit analyst or in risk management within the microfinance or banking sector.Expertise in wrangling and analyzing quantitative data from bank statements and other proprietary data sources using Excel and similar tools.Ability to prepare and interpret NPL (Non -Performing Loan) reports.Strong bias for risk management, compliance, and critical thinking.Up -to -date knowledge of legal, market, and compliance -related risks.Proficiency in analyzing cash flows, leverage, collateral, and customer financial strength.Excellent communication, presentation, and decision -making skills.Sound judgment and attention to detail.Educational Qualifications: B.Sc. in Business Administration, Risk Management, Economics, Financial Accounting, Statistics, or a related field.

  • Credit Analyst

    4 days ago

    Ibadan, Oyo, , Nigeria Dunn and Braxton Limited Full time ₦4,800,000 - ₦5,400,000 per year

    JOB TITLE: CREDIT ANALYST (DIGITAL PHARMA)Location: Ibadan, Nigeria.Work Schedule: Monday - FridayCompensation: N400 -N450K Monthly Net + Performance BonusAbout Company: Our client is a fast -growing digitalpharmaceutical infrastructure company operating across West Africa, committedto enhancing access, efficiency, and trust within the pharmaceutical...

  • Analyst - Credit e

    4 days ago

    Nigeria MTN Full time ₦400,000 - ₦1,200,000 per year

    Reports To : Manager - Credit ManagementDivision: FinanceMission:Monitor, review and generate reports on Trade partners and credit customers' performance in line with the credit management policy in order to grow revenueDescription:Regular follow up on postpaid 's transactions to ensure compliance with credit termsPrepare reports periodically according to...

  • Senior Credit Analyst

    2 days ago

    Ribadu Rd, Ikoyi, Lagos, Nigeria Addosser Microfinance Bank Limited Full time ₦2,000,000 - ₦5,450,000 per year

    Company Description Addosser is a one stop shop for all financial services. Job Description · Evaluate customers' loan applications in line with the bank's credit policy.· Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank's risk appetite.· Has relevant experience in analyzing consumer...

  • Analyst, Credit, MIS

    4 days ago

    Walter Carrington Cres, Victoria Island, Lagos , Lagos, Nigeria Standard Bank Group Full time ₦1,500,000 - ₦3,000,000 per year

    Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes,...

  • Credit Officer

    2 days ago

    Sapon, Abẹ́òkúta, Ìpínlẹ̀ Ògùn, Nigeria Lendha Full time ₦1,500,000 - ₦3,000,000 per year

    Company Description Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa Job DescriptionManage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha's collections policy.Debt...

  • Credit Officer

    2 days ago

    Ikorodu - Lagos Rd, Ikorodu, Lagos, Nigeria Lendha Full time ₦1,500,000 - ₦3,000,000 per year

    Company Description Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa Job DescriptionManage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha's collections policy.Debt...

  • Nigeria Business Analyst

    4 days ago

    Nigeria One Acre Fund Full time ₦5,000,000 - ₦15,000,000 per year

    About One Acre FundFounded in 2006, One Acre Fund equips 5.5 million smallholder farmers to make their farms more productive. Across nine countries that together are home to two-thirds of Africa's farmers, we provide high-quality farm supplies, tree seedlings, accessible credit, modern agronomic training, and a wide range of other agricultural services. On...

  • Credit Risk Analyst

    2 days ago

    MKO Abiola Way, , Ibadan, Nigeria Vendease Full time ₦3,000,000 - ₦6,000,000 per year

    Company Description Vendease is a fast-moving consumer goods e-procurement platform for B2B clients in Nigeria, with a mission to ensure restaurants are free to focus on catering for their customers. We take the problem of food supply- availability and quality of restaurant owners, so that they can focus on serving their customers. As an online marketplace,...

  • Senior Data Analyst

    2 days ago

    Remote, Lagos, Nigeria Moniepoint Full time ₦3,000,000 - ₦6,000,000 per year

    Who we areMoniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria's largest merchant acquirer.About the roleThe Senior Data Analyst will be responsible for driving the growth and success of payment products...

  • MSC CR&S, ESG and Climate Change

    2 days ago

    Nigeria First Bank of Nigeria Full time ₦360,000 - ₦1,080,000 per year

    Description JOB SUMMARYCollaborate with a wide range of stakeholders to direct the Bank's environmental, social and corporate governance (ESG) matters. Conduct due diligence, monitor credit portfolios, provide technical advice and reporting towards the actualization of the ESG goals.DELIVERABLES •Design, develop, implement and monitor ESG plans,...