Credit Analyst
3 days ago
Our client; a cutting -edge health tech company, is looking to hire a credit analyst in Ibadan, Oyo state Nigeria. About the Role We are seeking a skilled Credit Analyst to evaluate the creditworthiness of the company's business customers. The ideal candidate will excel in analyzing financial data from various sources, including bank statements and proprietary datasets, to generate comprehensive risk profiles for businesses and their owners. Your insights will guide credit decisions and ensure that our credit exposures remain within acceptable risk thresholds. Key Responsibilities Assess and make informed decisions on prospective and existing customers based on credit viability, payment history, credit reports, and overall creditworthiness.Analyze financial documents, including bank statements, balance sheets, and legal documents, to assess repayment capacity and develop detailed risk profiles.Use Excel and other analytical tools to process and interpret large datasets, identifying trends, patterns, and risks.Conduct on -site client visits when necessary, performing risk analysis and gathering insights directly from businesses.Prepare and present comprehensive credit committee reports, ensuring all credit applications are evaluated with transparency and accuracy.Utilize credit -scoring systems to evaluate loan applications and provide actionable recommendations for management approval.Monitor customer trends, cash flow analyses, and create financial projections to assess ongoing credit risks.Recommend procedural and policy enhancements to improve the quality of credit decisions and reduce risk exposure.Stay up -to -date on legal, market risk, and compliance issues relevant to credit management.Ensure compliance with credit policies and draft predictive models to anticipate credit trends and risks.Monitor loans for compliance, analyzing the financial health of borrowers, and producing clear, objective reports. RequirementsProven experience (2 -4 years) as a credit analyst or in risk management within the microfinance or banking sector.Expertise in wrangling and analyzing quantitative data from bank statements and other proprietary data sources using Excel and similar tools.Ability to prepare and interpret NPL (Non -Performing Loan) reports.Strong bias for risk management, compliance, and critical thinking.Up -to -date knowledge of legal, market, and compliance -related risks.Proficiency in analyzing cash flows, leverage, collateral, and customer financial strength.Excellent communication, presentation, and decision -making skills.Sound judgment and attention to detail.Educational Qualifications: B.Sc. in Business Administration, Risk Management, Economics, Financial Accounting, Statistics, or a related field.
-
Credit Analyst
5 days ago
Ibadan, Oyo, , Nigeria Dunn and Braxton Limited Full timeJOB TITLE: CREDIT ANALYST (DIGITAL PHARMA)Location: Ibadan, Nigeria.Work Schedule: Monday - FridayCompensation: N400 -N450K Monthly Net + Performance BonusAbout Company: Our client is a fast -growing digitalpharmaceutical infrastructure company operating across West Africa, committedto enhancing access, efficiency, and trust within the pharmaceutical...
-
Credit Analyst
5 days ago
Ibadan, Oyo State, Nigeria Dunn and Braxton Full timeJob DescriptionJOB TITLE: CREDIT ANALYST (DIGITAL PHARMA)Location: Ibadan, Nigeria.Work Schedule: Monday - FridayCompensation:N400-N450K Monthly Net + Performance BonusAbout Company:Our client is a fast-growing digital pharmaceutical infrastructure company operating across West Africa, committed to enhancing access, efficiency, and trust within the...
-
Senior Credit Analyst
3 days ago
Ribadu Rd, Ikoyi, Lagos, Nigeria Addosser Microfinance Bank Limited Full timeCompany Description Addosser is a one stop shop for all financial services. Job Description · Evaluate customers' loan applications in line with the bank's credit policy.· Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank's risk appetite.· Has relevant experience in analyzing consumer...
-
Credit Officer
5 days ago
Sapon, Abẹ́òkúta, Ìpínlẹ̀ Ògùn, Nigeria Lendha Full timeCompany Description Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa Job DescriptionManage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha's collections policy.Debt...
-
Credit Officer
3 days ago
Ikorodu - Lagos Rd, Ikorodu, Lagos, Nigeria Lendha Full timeCompany Description Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa Job DescriptionManage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha's collections policy.Debt...
-
Transaction Monitoring Analyst
2 weeks ago
Remote, Nigeria Moniepoint Full timeWho we areMoniepoint is an all-in-one financial services platform for emerging markets and the second-fastest growing company in Africa.Since 2019, Moniepoint's technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed. Moniepoint processed $182 billion in 2023,...
-
Credit Risk Analyst
3 days ago
MKO Abiola Way, , Ibadan, Nigeria Vendease Full timeCompany Description Vendease is a fast-moving consumer goods e-procurement platform for B2B clients in Nigeria, with a mission to ensure restaurants are free to focus on catering for their customers. We take the problem of food supply- availability and quality of restaurant owners, so that they can focus on serving their customers. As an online marketplace,...
-
Account Analyst, Financial Assets
33 minutes ago
Nigeria Dangote Industries Limited Full timeJob SummaryDangote Cement Plc is seeking a highly motivated and detail-oriented Accounts Analyst, Financial Assets & Liabilities to join our Finance team. In this role, you will oversee, manage, and ensure accurate accounting, valuation, reporting, and control of all financial assets and liabilities of Dangote Cement Plc in compliance with IFRS, Group...
-
MSC CR&S, ESG and Climate Change
3 days ago
Nigeria First Bank of Nigeria Full timeDescription JOB SUMMARYCollaborate with a wide range of stakeholders to direct the Bank's environmental, social and corporate governance (ESG) matters. Conduct due diligence, monitor credit portfolios, provide technical advice and reporting towards the actualization of the ESG goals.DELIVERABLES •Design, develop, implement and monitor ESG plans,...
-
Revenue Assurance
3 days ago
Lagos, , Nigeria Nomba Full timeLaunched in 2017 as , a chatbot that enables financial transactions through social apps, Nomba has evolved into one of Nigeria's leading financial technology platforms. We began by empowering everyday people to serve as neighbourhood banks—offering essential services like withdrawals, transfers, and bill payments, especially in underserved communities....
