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credit officer

3 weeks ago

Ibadan, Oyo State, Nigeria Entourage Integrated Trust Ltd Full time

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in OYO TOWN, OYO STATE.

  • AKESAN MARKET
  • AJEGUNLE MARKET
  • OWODE

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

  • Review loan requests
  • Assess clients' financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyse risks and approve or reject loan requests
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Excellent communication and interpersonal skills
  • Customer service experience
  • NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

BENEFITS:

Starting Salary: 100,000

Bi-annual Profit Sharing

HMO

Flexible working hour 11am – 6pm

Yearly appraisal

Salary review based on performance

METHOD OF APPLICATION

Interested and qualified candidates should forward their CV to using the position and location as the subject of the email. E.g., CREDIT OFFICER/AKESAN MARKET