Credit Officer

1 month ago


Lagos, Nigeria Zakah Empowerment Initiative Full time

Responsibilities:

Marketing of company's loan Products & Managing existing PortfolioCollection of 100% Loan disbursedManaging Loan renewals by organizing follow up meeting with prospective clients.Ensuring Loan application meet company's financial policies as well as laws and regulations.Review loan requests: Evaluate loan applications submitted by clients.Assess clients’ financial status: Gather financial data and documentation from clients.Evaluate creditworthiness and risks: Analyze risks associated with loan requests.Calculate financial ratios: Determine credit scores and interest rates.Set up payment plans: Ensure timely loan repayments.Maintain updated records: Keep track of loan applications and renewals.


Requirements and Skills:

Minimum academic qualification of OND - At least 1 year experienceStrong communication and presentation skills.Strong Analytical skillsProven work experience: Previous experience as a Credit Officer or Loan Officer.Hands-on knowledge: Familiarity with lending procedures and products.Analytical skills: Ability to create and process financial spreadsheets.Customer service experience: Strong communication and interpersonal skills.


Location: Lagos

Candidates must be living in Igando, Ejigbo, Abule Egba, Egbeda, Isolo, Alakija, Ikotun, Ijesha, Oju Ore, Ikorodu, Agbara, Ajangbadi, Ogba Axis. 



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