Officer, Digital Lending and Decision Science
2 months ago
ABOUT THE COMPANY
Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.
Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.
JOB SUMMARY
Qualifications Minimum of First Degree in Social Sciences / Physical Sciences / Technology. Qualification in Salesforce Data Analytics /Data Science /ACA /ACIB /ACCA 8-10 years' experience of process development, data analysis and risk analysis. Experience in credit decisioning, product and credit portfolio management will be very key.Additional Information: The jobholder will provide input to the country credit scored lending strategies and help shape the requirements based on data availability and intended business outcomes and risk appetite (e. g. develop new logical decision models to calculate average expected credit turnover in the last 6 to 12 months which will be deployed in various ways by the Analysts). Create new decision strategies and logical solutions based on business and credit requirements in each country and product (e.g. combine a different set of rules (arrears, excesses and other poor credit behaviour to resolve a more complex business/credit rules). Interpreting data, credit rules and strategies and creating a logical rule set to deliver the required scored lending limits. The jobholder will have to define new methods of problem-solving logic to customise solutions per products and provide guidance to the junior team members to create new or revised solutions automation. (e.g. build logic/new rules based on new data sources and business requirements). Designs, develops, quality assures and implements complex credit scoring solutions. Leads designs of new end to end data processes for Digital Loans and Credit Scoring Solutions in partnership with relevant Country and Centre team. Sets criteria and parameters in order to monitor trends and variances of implemented designs and where necessary recommends corrective action. Performs quality assurance (QA) for all functional/technical specification documents and provide consultancy. Ensures data requirements to execute on lending criteria are correctly defined and mapped within the various strategies including scorecards, policy rules, affordability calculations etc. Interrogate test data and perform interactive testing in the customer decision engine. Analyses and interprets outcomes of the decision automation and resolves all errors. Performs testing walkthrough with country stakeholders to enable User acceptance testing (UAT). Supports country stakeholders through the testing process and resolve any defects which may arise. Identifies defects and ensures that they are prioritised for correction. Monitors post implementation reviews to ensure the accuracy of the credit decisioning.Behavioural Competencies: Developing Strategies Examining Information Articulating Information Making Decisions Team WorkTechnical Competencies: Data Management / Data Integrity / Data Analysis Written Communication / Documenting Product Related Systems (Business Banking) Use of Process Design Tools and Systems Stakeholder Management.
RESPONSIBILITIES
Job Description To drive digitization of PPB clients' lending products, dimension and quantify digital loans qualifying & scoring parameters ensuring alignment with risk appetite, analyse and quality-assure lending/scoring models & scripts; and seeing to the end-to-end of credit life cycle of the digital loan offerings from origination to collections. This includes portfolio management, timely surfacing of potential risks, whether due to technological, design or operational failings, and overall growth & support of new digital lending frontiers.
REQUIRED SKILLS
Project management, Compliance, People management, Digital content development and editing (social media, blogs, etc.)
REQUIRED EDUCATION
Bachelor's degree
We have other current jobs related to this field that you can find below
-
Head of Data Science
2 months ago
Lagos, Lagos, Nigeria M-Kopa Nigeria Full timeJOB SUMMARYRequirementsYour experience should definitely include:Experience building data science models in a consumer lending company, with experience in some combination of credit scoring, repayment forecasting, and/or risk assessment.Experiencing line-managing data scientistsOther skills and experience:Building models to predict loan repayment or similar...
-
Director of Digital Strategy
1 week ago
Lagos, Lagos, Nigeria Pulse NG Full timeThe RoleThis position will be based in our Lagos office, reporting to the Managing Director. KPIs to be met on a regular basis will be communicated.Key ResponsibilitiesDirect Business Development Responsibilities:Develop and implement a business development strategic plan.Achieve a monthly sales gross profit target.Analyzing prospective clients' digital...
-
Business Development Officer
2 weeks ago
Lagos, Lagos, Nigeria HRD solutions Full timeJob Description:As a Business Development Officer, you will be instrumental in driving growth and expanding our reach within the small and medium-sized enterprise (SME) market. Your primary focus will be on identifying new business opportunities, building strategic partnerships, and nurturing client relationships to facilitate the growth of our SME lending...
-
Digital Marketing Officer
2 weeks ago
Lagos, Lagos, Nigeria Eazipay Full timeWe are seeking a highly motivated and result-oriented Digital Marketing Officer to join our team. The ideal candidate will be responsible for developing, implementing, and managing our digital marketing campaigns across various channels. From social media to email marketing, the Digital Marketing Officer will play a key role in driving brand awareness,...
-
Digital Transformation Associate
2 days ago
Lagos, Lagos, Nigeria The Concept Group Full timeJob SummaryAs a Digital Transformation Associate, the ideal candidate will play a crucial role in supporting the Digital Transformation Officer and transformation team in driving organizational change through the adoption of digital technologies and strategies.The associate's primary focus will be on assisting with the planning, execution, and monitoring of...
-
Product Lead
4 weeks ago
Lagos, Lagos, Nigeria Aku Fintech Services Limited Full timeJob DescriptionLead the advancement and expansion of Aku's fundamental infrastructure productsLead the development, expansion, launch, and performance of Aku's digital lending by focusing on customer acquisition, retention, and balance sheet growth to align with the overall business strategyEstablish and implement prioritization procedures for digital...
-
Product Lead
2 weeks ago
Lagos, Lagos, Nigeria Aku Fintech Services Limited Full timeJob DescriptionLead the advancement and expansion of Aku's fundamental infrastructure productsLead the development, expansion, launch, and performance of Aku's digital lending by focusing on customer acquisition, retention, and balance sheet growth to align with the overall business strategyEstablish and implement prioritization procedures for digital...
-
Risk Underwriting Officer
7 days ago
Lagos, Lagos, Nigeria Checkoff Credit System Full timeResponsibilities:Performing data evaluation on information retrieved from loan applications.Consultation with Loan Officers following meetings with potential clientsConducting risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factorsRequesting additional information from Loan Officers when...
-
Digital Marketing Officer
2 weeks ago
Lagos, Lagos, Nigeria Dominion Consulting Full timeJob DescriptionThe Digital Marketing Officer manages the marketing efforts of a group of real estate agents to improve their online presence in search results.He/She creates digital marketing content, writes copy for web and social media, and interprets online marketing analytics.Advances the Digital Marketing Officer community and customer experience...
-
Digital Marketing Officer
4 weeks ago
Lagos, Lagos, Nigeria Dominion Consulting Full timeJob DescriptionThe Digital Marketing Officer manages the marketing efforts of a group of real estate agents to improve their online presence in search results.He/She creates digital marketing content, writes copy for web and social media, and interprets online marketing analytics.Advances the Digital Marketing Officer community and customer experience...
-
Software Developer
2 weeks ago
Lagos, Lagos, Nigeria Krystal Digital Full timeABOUT THE COMPANYWe are a fast growing information and communication technology company with an unequalled strategy in the service delivery using globally acceptable application development standards and project management methodology and processes.Is it Software development, IT Consultancy and Training, Database solutions or IT Infrastructure Supply and...
-
Software Developer
4 weeks ago
Lagos, Lagos, Nigeria Krystal Digital Full timeABOUT THE COMPANYWe are a fast growing information and communication technology company with an unequalled strategy in the service delivery using globally acceptable application development standards and project management methodology and processes.Is it Software development, IT Consultancy and Training, Database solutions or IT Infrastructure Supply and...
-
Digital Marketing Officer
2 weeks ago
Lagos, Lagos, Nigeria Health Plus Limited Full timeKey Responsibilities:Digital Marketing Strategy:Develop and execute comprehensive digital marketing strategies to increase online visibility, drive website traffic, and boost sales.Monitor and analyze market trends, competitor activities, and customer behavior to identify opportunities for growth and improvement.Social Media Management:Create, schedule, and...
-
Digital Marketing Officer
1 month ago
Lagos, Lagos, Nigeria Health Plus Limited Full timeKey Responsibilities:Digital Marketing Strategy:Develop and execute comprehensive digital marketing strategies to increase online visibility, drive website traffic, and boost sales.Monitor and analyze market trends, competitor activities, and customer behavior to identify opportunities for growth and improvement.Social Media Management:Create, schedule, and...
-
Digital Marketing
2 weeks ago
Lagos, Lagos, Nigeria Archware technology Full timeDigital marketing develop and implement digital marketing strategies, manage online advertising campaigns, analyzing data and performance metrics, optimizing website and social media content, conducting market research and staying updated to trends and best practices.KEY RESPONSIBILITIES Package digital marketing proposals Create digital marketing...
-
Digital Marketing
2 days ago
Lagos, Lagos, Nigeria Fidelity Bond Group Full timeJob Overview:As a Digital Marketing/Sales Specialist, you will be responsible for creating and implementing effective digital marketing strategies to drive online sales and generate leads for our property listings. You will also be involved in direct sales activities, managing customer relationships, and contributing to our growth in the real estate...
-
Digital Marketing Officer
2 days ago
Lagos, Lagos, Nigeria Halogen Group Full timeJob OverviewAre you passionate about digital marketing? We want to hear from you We are seeking a young Digital Marketing Officer to develop, implement, track, and optimize our digital marketing campaigns across all digital channels.ResponsibilitiesPlan and execute all digital marketing efforts, database marketing, email campaigns, social media, and display...
-
Commercial Manager-Farm
1 week ago
Lagos, Lagos, Nigeria Kyosk Digital Services Full timeRole ProfileWe are looking for a passionate and results-oriented Regional Commercial Manager to lead our farm sales and business development efforts. You will play a key role in driving growth for Kyosk, our digital platform connecting farmers directly with FMCG companies.ResponsibilitiesStrategic Leadership: Develop and implement a comprehensive sales and...
-
Digital Marketer
2 weeks ago
Lagos, Lagos, Nigeria DevRecruit Full timeCompany DescriptionDevRecruit is a leading skill-based tech recruitment and training service provider that connects pre-vetted tech talents with employers globally. Our focus is on tech recruitment, trainings, and API tech assessment engine. We are dedicated to helping companies find top talent and ensuring that tech professionals find the right...
-
Business Development Executive
1 week ago
Lagos, Lagos, Nigeria Credit Direct Limited Full timeJOB SUMMARYWe are seeking an experienced and results-driven Business Development Executive to join our Digital Personal Loan team. The successful candidate will be responsible for driving business growth through B2B2C sales of our private sector loan products, with a focus on identifying and pursuing new business opportunities, building strong partnerships,...
