Credit Analyst at GTI Microfinance Bank

1 month ago


Lagos, Lagos, Nigeria GTI Microfinance Bank Limited Full time

Credit Analyst

Location: Marina, Lagos

Employment Type: Full-time



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Job Description

  • Evaluating and reviewing of clients' credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
  • Preparation of Credit Appraisal Memorandum (CAM) for Board's consideration and approval (Traditional)
  • Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
  • Booking of loans in line with the credit policy and approved terms and conditions.
  • Proper documentation and updating of the loan files.
  • Collaborating with branches to achieve budgets on risk assets creation.
  • Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
  • Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
  • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
  • Performing any other function as may be assigned by the Bank's Management and Group Executives.

Qualifications

  • Candidates should possess a Bachelor's Degree with 3 – 6 years relevant work experience.

Application Deadline

31st October, 2023.


Method of Application

Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail.



More Information


  • Location

    Marina, Lagos


  • Years Of Experience

    5-10


  • Minimum Qualification

    BA/BSc/HND


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