Trainee Loan Officer

4 weeks ago


Lagos, Lagos, Nigeria Addosser Microfinance Bank Full time

Job Description

  • The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers' experience in our Retail & Micro-Enterprises group.
  • Selected candidates will undergo an intensive, structured and competency-building program comprising both classroom and on-the-job training to equip them for top-level performance.

Responsibilities

  • Sell loan and deposit products to new customers by direct prospecting
  • Actively cross-sell products to existing and new customers.
  • Ensure loan requests are packaged in line with the credit policy & procedures of the bank
  • Advise clients on suitable financial services /products for their needs
  • Serve as a point of contact for customers on all service inquiries.
  • Build and maintain productive business relationships with clients
  • Monitor the loan portfolio and follow up on repayment.
  • Stay up-to-date with Clients' needs and Industry trends.

Qualifications

  • HND /Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
  • Applicants must not be more than 30 years old
  • Strong Interpersonal, communication, and negotiation skills
  • Analytical and problem-solving skills
  • Confident, ambitious, and a competitive attitude
  • Excellent Communication Skills
  • Intermediate proficiency level in Microsoft OfficeMS Word,Excel & PowerPoint
  • Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.
  • Candidate must reside in Lagos.

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