Credit Risk Analyst

1 month ago


Lagos, Lagos, Nigeria Maritime Microfinance Bank Limited MMFB Full time
**Credit Risk Analyst** Summary: Analyze credit risk and provide timely reports to management and stakeholders, ensuring compliance with approved definitions and formats.

As a Credit Risk Analyst at Maritime Microfinance Bank Limited, you will be responsible for producing high-quality credit analytic reports that inform business decisions and drive growth. Your expertise will help identify and mitigate credit risk, ensuring the bank's financial stability and reputation.

**Key Responsibilities:** * Develop and maintain credit risk analytic reporting tools and processes to ensure accuracy and efficiency * Prepare internal credit risk reports, including credit risk reporting package, vintage analysis report, transition matrix report, sector analysis report, and monthly management risk committee reports * Provide monthly analysis using dashboards to highlight portfolio-related risk management issues, including concentration, patterns, trends monitoring, and stress testing * Share credit risk trends, patterns, and stress testing results with top management * Coordinate monthly management risk committee meetings, preparing and updating reports and materials as required * Provide technical assistance to business development managers and head office managers on credit risk modeling and financial reporting **Qualifications and Skills:** * HND or degree in finance, accounting, economics, or business administration from a reputable university or polytechnic * Minimum 2-3 years of experience in credit, loan, and asset recovery * At least two years of experience in banking-related activities * Strong analytical, technical, and problem-solving skills * Excellent communication, verbal, and written skills * Proficiency in Excel and PowerPoint * Strong interpersonal and presentation skills * Ability to work independently and as part of a team * Good planning and organizing skills
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