Recovery Officer

8 hours ago

Lagos Island Local Government Area, Lagos, Nigeria GTI Group Full time
Responsibilities

-Follow up on major debtors to resolve Loan repayment challenges before default.
-Working to repossess/recover Assets and properties of defaulting Loan Clients e.g; Bikes, Cars e.t.c..
-Monitor Loan Portfolio of the Bank for the purpose of resolving issues with NPL (Non-Performing Loans) and scaling down the overall
Portfolio at Risk of the Bank.
-Carry out regular calls, site and follow up visits, to implement remedial strategies and action plans agreed with the Team Lead.
-Raise and tender Demand Notices to defaulting customers of the Bank
-Review all credit files for proper documentation and monitoring.
-Provide progress reports on interactions with Loan Customers in respect of Loan repayment status.
-Monitor and obtain background information and feedback on all accounts assigned to the Assets & Recovery Agencies to ensure
Accounts to them are fully recovered.
-Monitoring and recovery of Past due obligations/Expired Loans in the Bank.
-Follow up on sale of securities deposited for collateral alongside the legal department after other remedial strategies have been exhausted.
-Preparation and recommendation of strategies for recoveries on major assigned accounts to the Team Lead.
-Preparation of Payment Vouchers to Business Partners for Loan repayment deduction and remittance.

Requirements
Candidates should possess a B.Sc Degree in a relevant field with 2 - 7 years experience.

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