Business Development Specialist

7 days ago

Central Business District, Nigeria Trident Microfinance Bank Full time

**Company Overview:**

Trident Microfinance Bank is a leading financial institution dedicated to providing innovative solutions for small business owners in Nigeria. Our mission is to empower entrepreneurs by offering accessible and flexible loan options that foster growth and success.

**Job Description:**

We are seeking a highly motivated and experienced Loan Officer to join our team in Abuja. As a Loan Officer, you will be responsible for mobilizing customers for small business loans within Abuja and its environs. This includes generating leads into Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes, signing on restaurants, supermarkets, pharmacies, food vendors, contractors, and suppliers of NGOs.

**Key Responsibilities:**

  • Mobilization of customers for small business loans within Abuja and its environs
  • Generating leads into FMCG markets through key distributor schemes
  • Signing on restaurants, supermarkets, pharmacies, food vendors, contractors, and suppliers of NGOs
  • Verification of clients' home and shop addresses in compliance with company's guidelines and procedures
  • Participation in credit committee for loan appraisals where required
  • Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service
  • Appraising client's business and capacity to service requested loan
  • Capture all required information (i.e. client & guarantor's name, address & image. Business image and address)
  • Post-disbursement monitoring
  • Maintaining a healthy portfolio

**Requirements:**

  • B.Sc. / HND (or OND with 4 years' experience in the microfinance industry)
  • Prior experience as a loan officer in a financial institution
  • Good verbal and written communication skills
  • Strong negotiation and interpersonal skills
  • Candidate should be resident in Abuja or environs

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