Loan Portfolio Manager

7 days ago


Ibadan, Oyo State, Nigeria Fort Knox Outsourcing Full time

Job Title: Loan Portfolio Manager

Company Overview

FORT KNOX OUTSOURCING - Our client, a Leading Commercial Bank (with offices on 3 continents), is recruiting suitable candidates to fill the position below:

Location: Ibadan, Lagos, Abuja

Monthly Salary – N130,000

Job Description

As the Loan officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment. You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

You will interview merchants to determine their financial eligibility and feasibility. You will also support merchants with questions they might have and justify decisions (approvals/rejections) and report on them.

Responsibilities:

  • Evaluate credit worthiness of Merchants
  • Physically verify Merchants Location and business financial health for loan consideration
  • Interview Merchants to determine their financial eligibility and feasibility
  • Support merchants with questions they might have
  • Justify decisions (approvals/rejections) and report on them
  • Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each Merchant
  • Build long term, trusting relationships with customers
  • Grow and achieve loan portfolio targets for merchants
Required Skills and Qualifications

You must have:

  • A First Degree BSC/ HND
  • 1 year Minimum relevant work experience in a Microfinance Banks
  • Excellent knowledge of loan application procedures
  • Socially and emotionally aware
  • Must have a Smartphone
  • Strong communication skills and proven customer service experience
  • Exceptional analytical skills and the ability to work with complicated financial data
  • Demonstrable knowledge of credit risk analysis

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