Senior Credit Manager

4 weeks ago


Abuja, FCT, Nigeria Trident Microfinance Bank Full time
Job Summary

We are seeking a highly skilled Credit Officer to join our team at Trident Microfinance Bank. The successful candidate will be responsible for overseeing the full range of managerial duties for the loan review, compliance, collections, and credit analysis functions.

Key Responsibilities
  • Implement a system of credit analysis and quality assurance for loans made as required by the board of credit committee of the Bank.
  • Examine files periodically for assurance of credit and collateral documentation, regulatory compliance, and loan policy conformance.
  • Prepare written analysis on all large loans, aggregate lending vs. indebtedness for individual borrowers, complex loans, and weak loans.
  • Identify problem loans, make recommendations for assignment of loans to review loan list that is reviewed periodically with the board.
  • Provide quarterly analyses of the adequacy of the allowance for loan and lease losses for board discussion.
  • Prepare periodic board reports and studies of various portions of the loan portfolio.
Requirements
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Knowledge of banking regulations and compliance requirements.

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