Credit Underwriter at the

4 days ago

Lagos, Lagos, Nigeria Concept Group Full time ₦2,040,000 - ₦2,400,000 per year

JOB TITLE: Credit Underwriter

JOB DETAILS:

  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
  • Carrying out due diligence on Potential Clients.
  • Reviewing application for credit facilities with a view to point out deviations from the company's credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
  • To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
  • Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
  • Detecting fraudulent applications with falsified/forged documents.
  • Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company's interest is well protected.
  • Conducting credit search (CRS & CRC Report) on credit bureau database.
  • Conducting Email Verification & preparing Transaction Consummation Report.
  • Reviewing transactions for final checklist and approval.

Requirements



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  • Candidates should possess a Bachelor's Degree in Finance, Business, or a related field with 2 years experience.

Salary
N170,000 – N200,000 Monthly.

HOW TO APPLY
To apply for the ongoing The Concept Group job recruitment, visit the job APPLICATION PORTAL to submit your application

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