Senior SME loan Offiver

6 hours ago


Lagos, Lagos, Nigeria Alert Group Full time

Company Description

Alert Group comprises two subsidiaries: Alert Microfinance Bank (MFB) and Auto Bucks. Alert MFB is a profitable deposit-taking microfinance bank operating in Lagos with a mission to empower Micro and SME entrepreneurs across Nigeria by providing customized financial services. Auto Bucks, the second subsidiary, is a non-deposit-taking microfinance institution focused on SME lending and is in its launching phase. Together, the group is committed to supporting the financial growth of small and medium businesses across the country.

Role Description

This is a full-time on-site role for a Senior SME Loan Officer (VI) based in Lagos State, Nigeria. The Senior SME Loan Officer will be responsible for evaluating loan applications, assessing the creditworthiness of SME clients, and managing the end-to-end lending process. Responsibilities include performing financial analysis, conducting client visits, maintaining strong client relationships, and ensuring compliance with applicable policies and regulations. This role also involves supporting business development activities to grow the organization's lending portfolio.

Qualifications

  • Strong knowledge of SME loan assessment, loan structuring, and credit risk analysis
  • Skills in financial data analysis, loan documentation, and portfolio management
  • Proficiency in customer relationship management and effective communication
  • Time management, problem-solving skills, and the ability to work under pressure
  • Experience in developing innovative lending solutions tailored to SME needs
  • Proficiency in using Microsoft Office tools and financial software
  • Bachelor's degree in Finance, Accounting, Business Administration, or related field
  • Minimum of 5 years of experience in SME lending or credit analysis, preferably in financial institutions
  • Understanding of regulatory requirements in the Nigerian financial industry
  • Demonstrated ability to achieve lending targets and financial goals

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