Credit Analyst

4 days ago

Ikeja, Lagos, Nigeria Digitvant Microfinance Bank Full time ₦3,500,000 - ₦7,000,000 per year

Job Title: Credit Analyst

Location: Ikeja, Lagos

Employment Type: Full-time

Industry: Finance/Fintech

Job Summary

  • The Credit Analyst will be responsible for evaluating credit data, assessing the creditworthiness of potential and existing clients, and making recommendations to support sound lending decisions.
  • The ideal candidate will have strong analytical skills, a keen eye for detail, and experience in credit risk assessment.

Key Responsibilities

  • Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess risk.
  • Review loan applications to determine eligibility and repayment potential.
  • Recommend loan terms based on risk assessment.
  • Monitor existing credit accounts to identify early warning signs of potential default.
  • Prepare detailed credit reports and present findings to Management.
  • Ensure compliance with company policies, regulatory requirements, and industry best practices.
  • Collaborate with the recovery team to manage delinquent accounts.

Requirements

  • Bachelor's Degree in Accounting, Banking and Finance, Economics, or a related field.
  • Minimum of 3 years' experience in credit analysis, preferably in a fintech, banking, or microfinance setting.
  • Strong knowledge of credit risk principles, lending regulations, and financial analysis.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Proficiency in Microsoft Excel and financial modeling tools.
  • Strong attention to detail and accuracy.
  • Good communication and report-writing skills.

Application Closing Date

5th December, 2025.

Job Types: Full-time, Permanent

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