Experienced Loan Officer

2 days ago

Lagos, Lagos, Nigeria lab5 Full time ₦1,200,000 per year

Overview

We are a financial technology company that is creating a credit-led financial operating system for SMEs in Africa

Duties

  • Customer Acquisition: Present, promote and sel l our products using solid negotiations to existing and prospective clients across relevant sectors.
  • Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
  • Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with our collections policy.
  • Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client. Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business. Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status. Report progress of collections to Supervisor, make recommendations for next steps and write-offs.

Qualification

  • OND/HND/BSC
  • Good relationship and communication skills with strong team spirit
  • Strong analytical skills
  • Good computer skills
  • Real motivation to work and grow in a performance based environment
  • Taste for fieldwork

Requirements

  • Practical knowledge of micro / small / medium businesses
  • Knowledge of microfinance bank sector is an advantage
  • Good writing skills
  • Knowledge of the major local languages
  • Lives in Ikorodu / Oshodi - Lagos axis

Job Type: Contract

Pay: From ₦100,000.00 per month

Ability to commute/relocate:

  • Lagos: Reliably commute or planning to relocate before starting work (Preferred)

Experience:

  • Loan Officer / Sales: 2 years (Required)

Location:

  • Lagos (Required)

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