Field Credit Officer

4 weeks ago


Oyo, Nigeria Moniepoint Incorporated Full time

ABOUT THE COMPANY

Moniepoint is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale. Moniepoint Incorporated (formerly TeamApt Inc.) was founded with the vision to create a society where everyone experiences financial happiness. We are the parent company of TeamApt Limited, a Central Bank of Nigeria (CBN) licensed Switch and Processor, and Moniepoint Microfinance Bank, a CBN-licensed Microfinance Bank.

JOB SUMMARY

A minimum of an OND in any Business related disciplineA minimum of 2 years experience in a sales role for credit products in a financial institutionDemonstrable knowledge of credit risk analysisA good knowledge of financial analysis is an added advantageMust be resident in Oyo.Relevant Skills:Apt attention to detailsProven simple/complex analytical skillsExcellent communication, presentation and interpersonal skillsAgility and perseverance.

RESPONSIBILITIES

Identify and onboard viable businesses within your assigned geographical area to open business accounts with MoniepointEngage customers to ensure optimal usage of accounts in order to allow them qualify for access to creditReview and approve (or decline) loan requests by thoroughly analyzing all the data availableEmbark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into considerationMeet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performingMonitor active loan portfolio to ensure continued use of business account and loan repayment performancePerform all other credit related functions as may be assigned by a supervisor

REQUIRED SKILLS

Reporting, Accounting, Credit handling, Financial controlling, Credit auditing

REQUIRED EDUCATION

Diploma, Associate's degree



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