Current jobs related to Lead, Credit Analysis - Lagos - Sabi

  • Credit Strategy Analyst

    3 days ago

    Lagos, Nigeria Kuda Bank Full time

    RoleAs a Credit Strategy Analyst, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.ResponsibilitiesPortfolio performance metricsPolicy rule...

  • Credit Control Manager

    4 weeks ago

    Lagos, Lagos, Nigeria OnePyramid Full time

    Position OverviewWe are looking for a skilled Credit Control Manager with a strong background in the FMCG, electronics, or appliances industries.The Credit Control Manager will be responsible for managing the company's credit policies and procedures, ensuring that credit is granted appropriately and payments are collected within the agreed terms.This role is...

  • Credit Control Manager

    4 weeks ago

    Lagos, Nigeria OnePyramid Full time

    Position OverviewWe are looking for a skilled Credit Control Manager with a strong background in the FMCG, electronics, or appliances industries.The Credit Control Manager will be responsible for managing the company’s credit policies and procedures, ensuring that credit is granted appropriately and payments are collected within the agreed terms.This role...

  • Credit Analyst

    4 weeks ago

    Lagos, Lagos, Nigeria Lotus Capital Limited Full time

    Key Roles & ResponsibilitiesResponsible: Analysing investment opportunities and investing in approved investment.Assessing, analysing and interpreting financial informationPrepare credit analysis memo and recommend to the investment committee for approvalPrepare reports on degree of risk in the sectors being invested and keep knowledge of key issues...

  • Credit Analyst

    4 weeks ago

    Lagos, Nigeria Lotus Capital Limited Full time

    Key Roles & ResponsibilitiesResponsible: Analysing investment opportunities and investing in approved investment.Assessing, analysing and interpreting financial informationPrepare credit analysis memo and recommend to the investment committee for approvalPrepare reports on degree of risk in the sectors being invested and keep knowledge of key issues...

  • Credit Risk Analyst

    2 days ago

    Lagos, Lagos, Nigeria Maritime Microfinance Bank Limited MMFB Full time

    **Credit Risk Analyst** Summary: Analyze credit risk and provide timely reports to management and stakeholders, ensuring compliance with approved definitions and formats. As a Credit Risk Analyst at Maritime Microfinance Bank Limited, you will be responsible for producing high-quality credit analytic reports that inform business decisions and drive growth....

  • Credit Strategy Analyst

    3 days ago

    Lagos, Lagos, Nigeria Kuda Bank Full time

    As a Credit Strategy Analyst, you will support the analytics throughout the credit product life cycle, from product design to profit & loss. Key responsibilities include: Portfolio performance metrics Policy rule analysis Profit and loss forecast Credit limit assignment analysis Affordability analysis Score cut-off analysis ...

  • Credit Marketer

    4 weeks ago

    Lagos, Lagos, Nigeria Lotus Capital Limited Full time

    Job SummaryLotus Capital Limited is a full-service ethical investment management company specializing in Asset Management, Private Wealth Management, and Financial Advisory services.Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission SEC as Fund Managers.Key Roles &...

  • Credit Marketer

    4 weeks ago

    Lagos, Nigeria Lotus Capital Limited Full time

    Job SummaryLotus Capital Limited is a full-service ethical investment management company specializing in Asset Management, Private Wealth Management, and Financial Advisory services.Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission SEC as Fund Managers.Key Roles &...

  • Team Lead Credit Control

    4 weeks ago

    Lagos, Lagos, Nigeria AXA Mansard Full time

    Job Title: Trade Receivables ManagerJob Title: Trade Receivables Manager Company: [Company Name] Join our team as a Trade Receivables Manager and take on the challenge of effectively managing trade receivables, assessing customer credit risk, and increasing revenue through prudent credit extension. Key Responsibilities:Supervise and resolve all...

  • Team Lead Credit Control

    1 month ago

    Lagos, Nigeria AXA Mansard Full time

    Effectively manage trade receivables by assessing customer credit risk to increase revenue through prudent credit extension while minimizing debt through diligent tracking and appropriate provisions in financial statements.Role Qualification:Academic/Professional:BSc/Degree from a reputable Tertiary Institution in Accounting/Business Management.Relevant...

  • Credit Officer

    1 month ago

    Lagos, Lagos, Nigeria Pinenoc Solutions Integrated Limited Full time

    Job descriptionSource for new clients to access company's loanConduct client interviews to assess financial status, loan needs, and repayment capacity.Collect, analyze, and verify client information and financial documents.Recommend or approve loan applications based on financial data and risk analysis.Prepare loan agreements and ensure all legal and...

  • Credit Officer

    1 month ago

    Lagos, Nigeria Pinenoc Solutions Integrated Limited Full time

    Job descriptionSource for new clients to access company's loanConduct client interviews to assess financial status, loan needs, and repayment capacity.Collect, analyze, and verify client information and financial documents.Recommend or approve loan applications based on financial data and risk analysis.Prepare loan agreements and ensure all legal and...

  • Compliance Officer

    3 weeks ago

    Lagos, Nigeria Sproutly Full time

    About the jobFinancial AcumenUnderstanding of credit management: Knowledge of credit policies, risk assessments, and credit terms.Accounting skills: Basic understanding of accounts receivable, invoicing, and payment reconciliation.Financial analysis: Ability to evaluate customers' financial statements to assess creditworthiness.Regulatory...

  • Sales Team Lead

    4 weeks ago

    Lagos , Ondo , Oyo, Nigeria Rosabon Financial Services Full time

    Job SummaryThe Team lead, Consumer Lending Public Sector will be responsible for driving and optimizing sales within the Asset Creation Team, consistently following up with team members and customers to maintain relationship and generate sales to meet set target.Duties & ResponsibilitiesBuild and maintain team staff requirementManage day-to-day Consumer...

  • Portfolio Risk Officer

    3 weeks ago

    Lagos, Lagos, Nigeria Rosabon Financial Services Full time

    Job Summary The Portfolio Risk Officer shall actively monitor, assess and report risk factor variables in a prioritized manner as they impact our operational and credit risk activities.Trend tracking, risk registering, risk scoring and risk reporting shall be a central focus of all job functions. In addition, the officer shall understand risks associated...

  • Portfolio Risk Officer

    3 weeks ago

    Lagos, Nigeria Rosabon Financial Services Full time

    Job Summary The Portfolio Risk Officer shall actively monitor, assess and report risk factor variables in a prioritized manner as they impact our operational and credit risk activities.Trend tracking, risk registering, risk scoring and risk reporting shall be a central focus of all job functions. In addition, the officer shall understand risks associated...

  • Sales Team Lead

    4 weeks ago

    Lagos , Ondo , Oyo, Nigeria Rosabon Financial Services Full time

    Job SummaryThe Team lead, Consumer Lending Public Sector will be responsible for driving and optimizing sales within the Asset Creation Team, consistently following up with team members and customers to maintain relationship and generate sales to meet set target.Duties & ResponsibilitiesBuild and maintain team staff requirementManage day-to-day Consumer...

  • Digital Marketer

    1 month ago

    Lagos, Nigeria Princeps Credit Systems Limited Full time

    QualificationsWe are seeking a highly motivated and skilled Digital Marketer to spearhead our online presence and drive growth through innovative digital strategies.As a Digital Marketer, you will play a pivotal role in enhancing our brand visibility, generating leads, and maximizing conversions.Job roleDevelop and execute comprehensive digital marketing...

  • Digital Marketer

    1 month ago

    Lagos, Lagos, Nigeria Princeps Credit Systems Limited Full time

    QualificationsWe are seeking a highly motivated and skilled Digital Marketer to spearhead our online presence and drive growth through innovative digital strategies.As a Digital Marketer, you will play a pivotal role in enhancing our brand visibility, generating leads, and maximizing conversions.Job roleDevelop and execute comprehensive digital marketing...

Lead, Credit Analysis

3 months ago

Lagos, Nigeria Sabi Full time

ABOUT THE COMPANY

Sabi is a category agnostic B2B network for informal trade focused on accelerating the velocity of commerce by enabling stakeholders in the informal sector to access and offer value amongst each other. We work to understand the individual needs of merchants by engaging them through different channels before connecting them to whichever service(s) that best helps them grow their business. This could mean ensuring a great assortment of low priced goods is available to them, providing a way for them to manage inventory, or facilitating finance. Our aim is to understand the informal economy better than anyone and help them grow in ways they haven’t before

JOB SUMMARY

Requirements, Special Skills and Qualifications B.Sc. in Management, Accounting, Finance, Actuarial Science, or its related field. At least 5 years' work experience as a Credit Analyst in any commercial, Agriculture bank. Hands-on experience with relevant credit/finance related software Solid understanding of lending procedures. Excellent analytical skills, with the ability to create and process financial spreadsheets. Strong analytical and critical thinking ability. Strong data driven thinker, ideally with previous experience in commercial and operational areas Self-starter; highly driven individual that will take ownership from the get-go and proactively look for improvement. Strong leadership skills and demonstrated ability to work with a very diverse workforce. Excellent written and verbal communication skills. Excellent organizational, leadership, analytical problem solving and strategic thinking skills High integrity with zero tolerance for any unethical business practice.Candidate Specification: Motivated by the mission of Sabi Pragmatic with quantitative and analytical ability and attention to detail Driven, independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities High level of integrity and dependability with a strong sense of urgency. A focus on execution. Willing and able to get hands dirty. Flexibility to roll up your sleeves and attack problems and projects as they arise, where you will need to set out a clear structure, method and outcomes yourself.

RESPONSIBILITIES

The Lead, Credit Analysis will be responsible for analyzing Sabi's lending/financing process, from evaluating clients’ creditworthiness to approving or rejecting financing/loan requests. This role will be responsible for leading the credit analysis team, assessing creditworthiness, and ensuring sound lending decisions are made in alignment with the company’s risk management policies. The successful candidate should have extensive experience in credit analysis, with a strong focus on agricultural financing and lending.What You Will Be Doing Risk assessment of credit applications received from the commercial teams from different sectors (Agriculture, FMCG, Chemicals, etc.) and making recommendations for Management’s approval. Preparation of Executive Summary in respect of application for the consideration of the Management Credit Committee (MCC). Attending to queries and clarifying issues raised by Commercial Officers in respect of credit applications. Carrying out periodic review of credit product papers to facilitate efficient workflow. Participates in determining performance standards (especially turnaround time) and monitoring adherence to set targets as appropriate. Acts as a resource person for training and development sessions for subordinates, other credit analysts and relationship/commercial managers in the market facing units. Supervises the analysis and processing of approvals of credit requests from commercial unit. Provides consulting and advisory functions for the business units in such areas as transaction structuring, interpretation of credit policy, etc. Spearheads the implementation of various process improvement initiatives in order to drive higher efficiencies in the credit process. Participates in credit strategy and credit policy formulation to ensure alignment with the organization’s objectives and goals. Engages in joint calls with the commercial units to discuss credit transactions, and as part of the efforts to monitor the customers’ performance and risk profile. Determines TurnAround Time targets and other performance standards and monitors progress to ensure that targets are met. Acts on behalf of and performing any other duties that may be assigned by the Head Credit.

REQUIRED SKILLS

Accounting, Analytics, Credit handling, Risk analysis, Private credit (individuals), Corporate credit, Credit auditing

REQUIRED EDUCATION

Bachelor's degree