Credit Officer
1 month ago
Job description
- Source for new clients to access company's loan
- Conduct client interviews to assess financial status, loan needs, and repayment capacity.
- Collect, analyze, and verify client information and financial documents.
- Recommend or approve loan applications based on financial data and risk analysis.
- Prepare loan agreements and ensure all legal and regulatory requirements are met.
- Complete the loan disbursement process efficiently and accurately.
- Ensure proper documentation for all loans and maintain accurate records.
- Monitor loan repayments and proactively manage client accounts to minimize delinquencies.
- Identify and address early warning signs of non-payment.
- Develop and execute loan recovery strategies in case of overdue payments.
- Build and maintain positive relationships with clients.
- Provide financial advice and support to clients to enhance their financial literacy.
- Conduct regular client visits for loan verification and business performance monitoring.
- Ensure compliance with all internal policies, legal guidelines, and regulatory requirements.
- Prepare periodic reports on loan disbursement, portfolio quality, and loan performance.
- Collaborate with the credit team to meet the bank’s credit performance targets.
- Ensure a balanced and healthy loan portfolio.
- Monitor the loan portfolio and adjust strategies to mitigate risks.
- Regularly report on loan performance to management.
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Credit Controller
4 weeks ago
Lagos, Lagos, Nigeria Alfred & Victoria Associates Full timeSenior Credit ControllerSenior Credit Controller Join our team as a Senior Credit Controller and play a key role in ensuring the timely collection of customer and withholding tax receivable balances. As a seasoned professional, you will be responsible for developing and implementing effective credit policies, providing exceptional customer service, and...
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Compliance Officer
3 weeks ago
Lagos, Nigeria Sproutly Full timeAbout the jobFinancial AcumenUnderstanding of credit management: Knowledge of credit policies, risk assessments, and credit terms.Accounting skills: Basic understanding of accounts receivable, invoicing, and payment reconciliation.Financial analysis: Ability to evaluate customers' financial statements to assess creditworthiness.Regulatory...
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Credit Control Officer
4 weeks ago
Lagos, Nigeria IpNX Nigeria Limited Full timeJob DescriptionTo ensure consistent operational cash inflow into the business by regular billing of customers and receivable management in strict compliance with credit policy.Duties and ResponsibilitiesEnsure money collectable from sales and takings are received in collection accounts and are fully reconciled to bank in order to block all cash leakages and...
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Credit Control Officer
4 weeks ago
Lagos, Lagos, Nigeria IpNX Nigeria Limited Full timeJob DescriptionTo ensure consistent operational cash inflow into the business by regular billing of customers and receivable management in strict compliance with credit policy.Duties and ResponsibilitiesEnsure money collectable from sales and takings are received in collection accounts and are fully reconciled to bank in order to block all cash leakages and...
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Credit Officer
1 month ago
Lagos, Lagos, Nigeria Pinenoc Solutions Integrated Limited Full timeJob descriptionSource for new clients to access company's loanConduct client interviews to assess financial status, loan needs, and repayment capacity.Collect, analyze, and verify client information and financial documents.Recommend or approve loan applications based on financial data and risk analysis.Prepare loan agreements and ensure all legal and...
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Credit Risk Analyst
2 days ago
Lagos, Lagos, Nigeria Maritime Microfinance Bank Limited MMFB Full time**Credit Risk Analyst** Summary: Analyze credit risk and provide timely reports to management and stakeholders, ensuring compliance with approved definitions and formats. As a Credit Risk Analyst at Maritime Microfinance Bank Limited, you will be responsible for producing high-quality credit analytic reports that inform business decisions and drive growth....
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Credit Control Manager
4 weeks ago
Lagos, Nigeria OnePyramid Full timePosition OverviewWe are looking for a skilled Credit Control Manager with a strong background in the FMCG, electronics, or appliances industries.The Credit Control Manager will be responsible for managing the company’s credit policies and procedures, ensuring that credit is granted appropriately and payments are collected within the agreed terms.This role...
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Credit Control Manager
4 weeks ago
Lagos, Lagos, Nigeria OnePyramid Full timePosition OverviewWe are looking for a skilled Credit Control Manager with a strong background in the FMCG, electronics, or appliances industries.The Credit Control Manager will be responsible for managing the company's credit policies and procedures, ensuring that credit is granted appropriately and payments are collected within the agreed terms.This role is...
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Credit Controller
1 month ago
Lagos, Nigeria Alfred & Victoria Associates Full timeRole ObjectiveResponsible for ensuring customer and withholding tax receivable balances are quickly and completely collected to avoid money loss and improve cash inflows.Responsible for developing and continuously improving credit policy and its application, as well as provide adequate support for team members.Essential DutiesCheck customer's credit...
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Credit Controller
3 weeks ago
Lagos, Lagos, Nigeria Alfred & Victoria Associates Full timeRole ObjectiveResponsible for ensuring customer and withholding tax receivable balances are quickly and completely collected to avoid money loss and improve cash inflows.Responsible for developing and continuously improving credit policy and its application, as well as provide adequate support for team members.Essential DutiesCheck customer's credit...
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Compliance Officer
3 weeks ago
Lagos, Lagos, Nigeria Sproutly Full timeAbout the jobFinancial AcumenUnderstanding of credit management: Knowledge of credit policies, risk assessments, and credit terms.Accounting skills: Basic understanding of accounts receivable, invoicing, and payment reconciliation.Financial analysis: Ability to evaluate customers' financial statements to assess creditworthiness.Regulatory KnowledgeCompliance...
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Portfolio Risk Officer
3 weeks ago
Lagos, Lagos, Nigeria Rosabon Financial Services Full timeJob Summary The Portfolio Risk Officer shall actively monitor, assess and report risk factor variables in a prioritized manner as they impact our operational and credit risk activities.Trend tracking, risk registering, risk scoring and risk reporting shall be a central focus of all job functions. In addition, the officer shall understand risks associated...
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Portfolio Risk Officer
3 weeks ago
Lagos, Nigeria Rosabon Financial Services Full timeJob Summary The Portfolio Risk Officer shall actively monitor, assess and report risk factor variables in a prioritized manner as they impact our operational and credit risk activities.Trend tracking, risk registering, risk scoring and risk reporting shall be a central focus of all job functions. In addition, the officer shall understand risks associated...
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Loan Officer
1 month ago
Lagos, Nigeria Fort Knox Outsourcing Full timeJob Role: Loan Credit Officer Location: Lagos Salary:130,000 Main Responsibilities Build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Portfolio manager remains responsible for the fund given out to clients in his portfolio as...
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Senior Finance Officer
2 months ago
Lagos, Nigeria JMG Full timeWe are seeking to hire a motivated and experienced Finance Officer who will manage export shipments, verify invoices, handle transactions and monitor supplier payments.Duties & Responsibilities:Supervision of Export Shipments and Financial Transactions.Verification of Invoices and Banking Operations.Update Of Business Rate Sheet and Reports.Review and...
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Senior Finance Officer
2 months ago
Lagos, Lagos, Nigeria JMG Full timeWe are seeking to hire a motivated and experienced Finance Officer who will manage export shipments, verify invoices, handle transactions and monitor supplier payments.Duties & Responsibilities:Supervision of Export Shipments and Financial Transactions.Verification of Invoices and Banking Operations.Update Of Business Rate Sheet and Reports.Review and...
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Account Receivable Officer
4 weeks ago
Lagos, Nigeria Brands Optimal Limited Full timeJob SummaryWe are seeking a qualified and experienced Account Receivable Officer to join our team. As an Accounts Receivable Officer, you will be responsible for managing and processing incoming payments, invoices, and credits to ensure accurate and efficient financial operations.This role involves maintaining customer accounts, resolving payment...
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Account Receivable Officer
4 weeks ago
Lagos, Lagos, Nigeria Brands Optimal Limited Full timeJob SummaryWe are seeking a qualified and experienced Account Receivable Officer to join our team. As an Accounts Receivable Officer, you will be responsible for managing and processing incoming payments, invoices, and credits to ensure accurate and efficient financial operations.This role involves maintaining customer accounts, resolving payment...
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Recovery Officer
3 weeks ago
Lagos, Lagos, Nigeria Good Neighbours Microfinance Bank Full timeJob DescriptionIdentify and contact customers with overdue payments via phone, email, and in-person visits to negotiate repayment plans and recover outstanding debts.Conduct asset seizures independently.Work closely with other departments, including Credit and Risk Management, to share information and develop effective strategies.Communicate with the sales...
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Deposit Mobilization Officer
1 week ago
Lagos, Nigeria Jobrole Consulting Limited Full timeRequirementsBsc in Banking and Finance, Marketing or related field.Minimum of 4years cognate experience from a Digital Lender or Microfinance bank.Proven work experience as a Marketing Officer, Loan Disbursement Officer, or similar role in a Microfinance bank or Digital Lending Company.A good knowledge of the micro-credit and SME loan industry, with hands-on...