Credit & Risk Officer

2 weeks ago


Lagos, Lagos, Nigeria Mkobo Microfinance Bank Limited Mkobobank Full time

Skillful professional sought to design and manage risk management processes, credit analysis, and debt repayment strategies for a leading financial institution.

Key Responsibilities:

  • Develop and implement risk management framework, policies, and procedures to monitor and control credit, market, and operational risks.
  • Collaborate with Unit Head to identify, assess, and manage emerging risks, and develop strategies to mitigate them.
  • Design and implement robust systems to identify, monitor, and control credit risks.
  • Conduct credit analysis and appraisal of individual credit requests to ensure adherence to approved policies and procedures.
  • Develop and implement strategies to recover delinquent accounts and negotiate work-out plans with customers.
  • Monitor and review the delinquent portfolio to identify key causal factors and make recommendations for improvement.
  • Prepare timely and comprehensive credit risk reports for senior management and the board.
  • Provide support, education, and training to staff to increase risk awareness and compliance with policies and procedures.

Job Requirements:

  • Minimum of HND or Degree in Finance, Accounting, Economics, Business Administration, or related field.
  • Minimum of 3-4 years of experience in credit, loan, and asset recovery activities.
  • Hands-on experience working in microfinance and/or fintech space.
  • Strong planning, organizational, and time management skills.
  • Experience in database management and credit risk assessment.
  • Postgraduate degree or MCIB is an added advantage.

Job Title:

Financial Risk Manager

About the Company:

We are a leading financial institution committed to providing innovative financial solutions to our customers.


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