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Business Development Manager
2 months ago
We are seeking a highly skilled and experienced Loan Officer to join our team at HRD Solutions. As a key member of our Merchant Loan Field Credit team, you will be responsible for evaluating clients' financial information, verifying merchants, and assessing risk ratios.
You will be self-driven, result-oriented, and an A-player who can execute our Merchant loan strategy to correctly position it within the landscape in Nigeria. You will work closely with the Sales and Collections team to cement our strategy of becoming the largest neobank in Nigeria.
Responsibilities- Onboard viable merchants on our business platform.
- Evaluate credit worthiness of merchants.
- Physically verify merchants' location and business financial health for loan consideration.
- Interview merchants to determine their financial eligibility and feasibility.
- Support merchants with questions they might have.
- Justify decisions (approvals/rejections) and report on them.
- Maintain an active knowledge base of all of our loan products and an understanding of the qualifications required of each merchant.
- Build long-term, trusting relationships with customers.
- Grow and achieve loan portfolio targets for merchants.
- A First Degree BSC.
- 1 year minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs).
- Excellent knowledge of loan application procedures.
- Socially and emotionally aware.
- Must have a smartphone.
- Strong communication skills and proven customer service experience.
- Exceptional analytical skills and the ability to work with complicated financial data.
- Demonstrable knowledge of credit risk analysis.
We have opportunities in the following locations:
- Abuja
- Lagos
- Delta
- Edo
