Credit Strategy Analyst

4 weeks ago


Lagos, Lagos, Nigeria Kuda Bank Full time

Support analytics throughout the credit product life cycle, from design to portfolio management, collection, and profit & loss.

Key responsibilities include:

  • Monitoring portfolio performance metrics
  • Analyzing policy rules
  • Forecasting profit and loss
  • Assigning credit limits and analyzing affordability
  • Conducting score cut-off analysis and collection rate monitoring
  • Developing and testing lending and collection strategies

Requirements:

  • Academic background in mathematics, statistics, or physics
  • 3+ years of experience as a quantitative analyst in a financial service
  • Proficiency in SQL and statistical software packages
  • Knowledge of statistical tests and standard software packages
  • Understanding of credit portfolio performance metrics
  • Programming skills in languages like Python or R
  • Experience in developing business reports and generating actionable insights

Credit Strategy Analysts work within the Decision Science team, reporting to the Credit Risk Analytics Lead.



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