Relationship Officer

2 weeks ago


Abuja, FCT, Nigeria Trident Microfinance Bank Full time

ABOUT THE COMPANY

Loan
We provide a range of flexible financing options to help meet your financial needs

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Savings
Our savings products help optimize your current income.

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E-Banking
Enjoy convenience with any of our electronic banking channels.

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Financial Advisory
We provide strategic and financial services to clients

JOB SUMMARY

Requirements B.Sc. / HND (or OND with 4 years experience in the microfinance industry). Prior experience as a loan officer in a financial institution. Good verbal and written communication skills Strong negotiation and interpersonal skills Candidate should be resident in Abuja or environs.

RESPONSIBILITIES

Job DescriptionThe relationship officer would be responsible for the following; Mobilization of Funds (Deposit) from High yelding customers Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc. Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes. Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline). Contractors/Suppliers of NGOs etc. Verification of clients' home and shop addresses in compliance with company's guidelines and procedures. Participation in credit committee for loan appraisals where required. Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service. Appraising client's business and capacity to service requested loan. Capture all required information (i.e. client & guarantor's name, address & image. Business image and address). Post-disbursement monitoring. Maintaining a healthy portfolio. Any other responsibility assigned by the Bank.

REQUIRED SKILLS

Public Relations, Customer service, Cash management, Fraud risk assessment and management, Corporate banking

REQUIRED EDUCATION

Bachelor's degree


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