
Sme Product Manager
20 hours ago
As a SME Product Manager (Risk Asset), you will specialize in Business banking/ SME solutions at Vale Finance Limited. You will be responsible for driving innovation, optimizing financial products, and delivering customer-centric solutions to the business banking sector. The SME Product Manager will identify market needs, define product strategies, and manage the end-to-end lifecycle of financial products that empower the business banking to grow and thrive.
OB RESPONSIBILITIES
• Understand and execute the strategic vision for the risk asset product portfolio in alignment with organizational goals.
• Conduct market research and competitor analysis to identify opportunities, trends, and potential risks.
• Collaborate with cross-functional teams, including Business Development, Finance, Software, and Sales, to develop and enhance risk asset products.
• Develop and propose comprehensive product strategies, providing market outcome projections for informed decision-making.
• Oversee the entire product lifecycle from ideation to launch, ensuring products meet and exceed customer expectations.
• Develop and maintain detailed product requirement documents, incorporating feedback and adapting to changing market dynamics.
• Implement effective product launch strategies and coordinate marketing efforts with relevant teams.
• Formulate strategies to package and market products, ensuring differentiation, compelling value propositions, and ease of both selling and buying.
• Identify and manage the ongoing rationalization of the business's product portfolio for enhanced efficiency and effectiveness in product management.
• Establish key performance indicators (KPIs) for risk asset products and regularly assess product performance against set benchmarks.
• Analyze market trends, customer feedback, and performance data to make informed decisions and recommendations for product improvements.
• Monitor market trends, competitor activities, and price movements, providing recommendations for key decision making.
• Drive consumer intelligence by developing external and internal data sources, improving the business's understanding of the product's market, competitor activities, and consumer behaviors.
• Undertake financial modeling for products or services and target markets, fostering a deep understanding of the relationships between the product and its market.
JOB REQUIREMENTS
• Bachelor's degree in finance, Business, or a related field.
• Proven experience (2+ years) in product management within the financial services sector, with a knowledge of risk asset and wealth management products.
• Strong understanding of financial markets, risk asset and investment products, and regulatory frameworks.
• Excellent analytical, strategic thinking, and problem-solving skills.
• Exceptional communication and interpersonal skills to collaborate effectively with diverse stakeholders. Proven ability to manage multiple projects simultaneously and meet tight deadlines.
• Familiarity with agile development methodologies is an advantage.
Job Type: Full-time
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