Loan Portfolio Manager

2 weeks ago


Ibadan, Oyo State, Nigeria Fort Knox Outsourcing Full time

FORT KNOX OUTSOURCING - Our client, a leading commercial bank, is recruiting a suitable candidate to fill the position below:

Job Title: Loan Credit Officer (Portfolio Manager)

Location: N/A

Monthly Salary – N130,000

Job Summary

As the merchant loan field credit portfolio manager, you will evaluate clients' financial information, verify merchants, and assess risk ratios.

Responsibilities
  1. Onboard viable merchants on the business platform.
  2. Evaluate credit worthiness of merchants.
  3. Physically verify merchants' location and business financial health for loan consideration.
  4. Interview merchants to determine their financial eligibility and feasibility.
  5. Support merchants with questions they might have.
  6. Justify decisions (approvals/rejections) and report on them.
  7. Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each merchant.
  8. Build long-term, trusting relationships with customers.
  9. Grow and achieve loan portfolio targets for merchants.
Requirements
  1. A First Degree BSC/HND.
  2. 1 year minimum relevant work experience in a microfinance bank.
  3. Excellent knowledge of loan application procedures.
  4. Socially and emotionally aware.
  5. Must have a smartphone.
  6. Strong communication skills and proven customer service experience.
  7. Exceptional analytical skills and the ability to work with complicated financial data.
  8. Demonstrable knowledge of credit risk analysis.

We are looking for a highly skilled and experienced credit officer to join our team. If you have a passion for lending and a strong background in credit analysis, we encourage you to apply.



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