Loan Credit Portfolio Manager

4 weeks ago


Ibadan, Oyo State, Nigeria Fort Knox Outsourcing Full time
Job Title: Loan Credit Officer

FORT KNOX OUTSOURCING - Our client, a leading commercial bank, is seeking a skilled Loan Credit Officer to join their team.

Job Summary

As a Loan Credit Officer, you will be responsible for evaluating clients' financial information, verifying merchants, and assessing risk ratios. You will work closely with the business platform to onboard viable merchants, evaluate credit worthiness, and physically verify merchants' locations and business financial health.

Responsibilities
  • Onboard merchants on the business platform
  • Evaluate credit worthiness of merchants
  • Physically verify merchants' locations and business financial health
  • Interview merchants to determine their financial eligibility and feasibility
  • Support merchants with questions and provide guidance
  • Justify decisions and report on them
  • Maintain an active knowledge base of the organization's loan products and understand the qualifications required of each merchant
  • Build long-term relationships with customers and grow and achieve loan portfolio targets
Qualifications & Skills
  • A First Degree BSC/HND
  • 1 year minimum relevant work experience in a microfinance bank
  • Excellent knowledge of loan application procedures
  • Socially and emotionally aware
  • Must have a smartphone
  • Strong communication skills and proven customer service experience
  • Exceptional analytical skills and the ability to work with complicated financial data
Requirements

We are looking for a highly skilled and experienced Loan Credit Officer who can work effectively in a fast-paced environment. If you have a strong background in credit risk analysis and a passion for working with customers, we encourage you to apply.



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