Relationship Management Officer

1 month ago


Lagos, Lagos, Nigeria Wema Bank Plc Full time

ABOUT THE COMPANY

Wema Bank Plc - Widely reputed as the longest surviving and most resilient indigenous bank in Nigeria, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public.

JOB SUMMARY

RequirementsBelow are qualifications required to work as a Commercial, RMO Education: Minimum of First Degree in Any Discipline. Additional Qualification will be an Added Advantage Specialized knowledge: 5 - 8 years cognate experience Professional Certification: CIBN Experience: Sales and Marketing Digitally Savvy Superb interpersonal skills. Good communication skills A commitment to excellent customer service Strategic thinking and ability to analyze and solve problems quickly. Ability to work well with others and lead a team.

RESPONSIBILITIES

Job Summary The Commercial Relationship Management Officer is a part of the sales team who builds and maintains relationships with customers, develops, exploits, and consummates sales opportunities, drawing in prospective commercial & retail customers. To observe the competition to see what strategies are being used in order to stay ahead of the competition.Job DetailsSales management: Execute branch commercial sales strategy reflective of the local market conditions to ensure that sales targets are met. This includes having product knowledge, cross selling and keeping up to date with changes and developments in the local market/area to drive optimal achievement sales opportunities. Strong communication and interpersonal skills and the ability to build and maintain relationships. To focus on driving customer acquisition and growing volumes, in the commercial business in the Bank through opening of different types of accounts. To give feedback to the sales team and product management in market situations on new product/existing product development/upgrade for growing small and medium scale businesses and individuals in our marketing environment. Manages and maintains current commercial business relationships and seek new accounts through sales. Giving sales presentations to a range of prospective customers and engage in frequent storm Be actively involved in instilling and maintaining a positive sales environment through education of the Bank's products and services. Effectively convert service recovery to business opportunities and sustain client loyalty. Visiting clients and potential customers to evaluate needs or promote products and services. Coordinating sales efforts with marketing programsRisk management: Ability to identify an acceptable level of lending risk, in line with the bank's risk appetite statement and to maximize profit from that transaction. Comply with the Bank's complaint resolution process to resolve the matter, maintain our high service standards and mitigate further risks / losses. Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to frauds. Discuss loan terms and conditions and conduct collateral risk analysis to ensure compliance with the banks policies and procedures. Ensure all documentation is valid and complete in assigned portfolio. Adhering to the Bank's policies and proceduresFinancial management: Extract and analyze financial statements, cash flow forecasts and other complex financial reports, providing accurate assessment. Perform prequalification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Analyze financial statements of new customer and evaluate all loan documents. Contributes to the growth of deposits, loans and overdrafts to increase profitability of the branch. Draft and assist the Branch Managers to complete deposit funding and credit proposal papers. Negotiating all contracts with prospective customers Answering customer questions about credit terms, products, prices and availabilityCustomer service: Deliver and always maintain customer service standards, for improved service delivery. Log customers' complaints through the customer query register identifying the root causes and addressing them at source to prevent recurrence. Provide appropriate products and services via the most suitable channel to ensure that customers' needs are met. Offer a consistent yet differentiated customer experience by offering holistic needs analysis and consultation to key clients in portfolio management taking ownership of all categories of customer service matters. Consistent and frequent communication with client providing complete, concise portfolio valuations and guidance. Serves as a problem-solver for the client, helping them identify investment criteria, recognize and handle concerns that arise as consultation moves closer to decision. Complies with the use of appropriate processes and procedures expected of all members of staff who are constantly in contact with the customers. Advice customers on financial services Handles customer complaints and solve problems. Engaging customers on banking products and services Approach and sign on new customersPeople management: Collaborate with peers in the branch to ensure effective support and service delivery. Contribute to developing a positive and proactive culture including meeting all safety and wellbeing compliance requirements. Role model and live the Bank's values while adhering to all corporate HR policies. Exhibit Good leadership skill.

REQUIRED SKILLS

Risk management, Stakeholder communication, Customer service, Policy drafting and development

REQUIRED EDUCATION

Bachelor's degree



  • Lagos, Lagos, Nigeria People Capacity Management (PCM) Full time

    ABOUT THE COMPANYPeople Capacity Management is a human resources and management consulting firm located in Lagos, Nigeria. We provide services, expertise and resources to both the private and public sectors through our deep knowledge of issues specific to industries and sectors.We are committed to meeting the needs of our clients in a timely and cost...


  • Lagos, Lagos, Nigeria People Capacity Management Full time

    Job Descriptions Manage and nurture client relationships to maximize client satisfaction and loyalty. Serve as the primary point of contact for clients, addressing their inquiries and concerns in a timely and professional manner. Understand clients' business goals, needs, and challenges to provide tailored solutions and recommendations. Collaborate with...

  • Relationship Officer

    3 weeks ago


    Lagos, Lagos, Nigeria Dangote Group Full time

    ABOUT THE COMPANYDangote Group is one of Nigeria's most diversified business conglomerates with a hard – earned reputation for excellent business practices and products' quality with its operational headquarters in the bustling metropolis of Lagos, Nigeria in West Africa.JOB SUMMARYEducation and Work Experience Bachelor's Degree in Business or a related...

  • Relationship Officers

    4 weeks ago


    Lagos, Lagos, Nigeria Dangote Group Full time

    ABOUT THE COMPANYDangote Group is one of Nigeria's most diversified business conglomerates with a hard – earned reputation for excellent business practices and products' quality with its operational headquarters in the bustling metropolis of Lagos, Nigeria in West Africa.JOB SUMMARYRequirementsEducation and Work Experience: Bachelor's Degree in Business or...

  • Relationship Officers

    2 weeks ago


    Lagos, Lagos, Nigeria Dangote Full time

    As a Relationship Officer, you willbe cruciale in building and fostering robust and long-lasting business connections with our esteemed clients. Your expertise in developing and maintaining relationships will be instrumental in driving client satisfaction and loyalty.You will work closely with diverse clients, understanding their unique needs and providing...

  • Relationship Officers

    1 month ago


    Lagos, Lagos, Nigeria Dangote Full time

    As a Relationship Officer, you willbe cruciale in building and fostering robust and long-lasting business connections with our esteemed clients. Your expertise in developing and maintaining relationships will be instrumental in driving client satisfaction and loyalty.You will work closely with diverse clients, understanding their unique needs and providing...

  • Relationship Officer

    4 weeks ago


    Lagos, Lagos, Nigeria Personal Trust Microfinance Bank Full time

    Job SummaryA Relationship Officer is responsible for prospecting, marketing, business development, and income generation in line with the key performance indicators.The Relationship Officer is the interface between the Bank and the customer and nurtures mutually beneficial relationships between both parties.Duties and ResponsibilitiesAchieve growth within...

  • Relationship Officer

    1 month ago


    Lagos, Lagos, Nigeria Personal Trust Microfinance Bank Full time

    Job SummaryA Relationship Officer is responsible for prospecting, marketing, business development, and income generation in line with the key performance indicators.The Relationship Officer is the interface between the Bank and the customer and nurtures mutually beneficial relationships between both parties.Duties and ResponsibilitiesAchieve growth within...


  • Lagos, Lagos, Nigeria Maritime Microfinance Bank Limited MMFB Full time

    We are looking for a Relationship Officer to build and maintain relationships with clients and customers.The ideal candidate will have strong interpersonal skills, sales experience, and the ability to understand customer needs and preferences.This role requires excellent communication skills, customer service orientation, and the ability to meet sales...

  • Relationship Manager

    4 weeks ago


    Lagos, Lagos, Nigeria Samovic Homes and Properties Limited Full time

    Job SummaryWe are looking to hire experienced and talented Relationship Manager with good deposit mobilization & customer acquisition skills.ResponsibilitiesBuild relationship with clients to promote, and engage Samovic Homes and Properties products.Ensure satisfactory service delivery to all customers and address their inquiries promptly.Generate sales...

  • Relationship Manager

    2 months ago


    Lagos, Lagos, Nigeria Samovic Homes and Properties Limited Full time

    Job SummaryWe are looking to hire experienced and talented Relationship Manager with good deposit mobilization & customer acquisition skills.ResponsibilitiesBuild relationship with clients to promote, and engage Samovic Homes and Properties products.Ensure satisfactory service delivery to all customers and address their inquiries promptly.Generate sales...

  • Relationship Manager

    1 month ago


    Lagos, Lagos, Nigeria First Bank Full time

    JOB DESCRIPTIONProviding financial advisory and support services to clients to ensure that their corporate needs are fulfilled.Resuscitate dormant accounts.Coach team members to work cross-functionally to achieve team's and group's target.Assign target to the team members.Identify and establish new relationships, consistent with the bank`s commercial...

  • Relationship Manager

    2 weeks ago


    Lagos, Lagos, Nigeria First Bank Full time

    JOB DESCRIPTIONProviding financial advisory and support services to clients to ensure that their corporate needs are fulfilled.Resuscitate dormant accounts.Coach team members to work cross-functionally to achieve team's and group's target.Assign target to the team members.Identify and establish new relationships, consistent with the bank`s commercial...

  • Relationship Manager

    4 weeks ago


    Lagos, Lagos, Nigeria First Bank Full time

    JOB DESCRIPTIONProviding financial advisory and support services to clients to ensure that their corporate needs are fulfilled.Resuscitate dormant accounts.Coach team members to work cross-functionally to achieve team's and group's target.Assign target to the team members.Identify and establish new relationships, consistent with the bank`s commercial...

  • Relationship Officers

    2 months ago


    Lagos, Lagos, Nigeria Fidelity Bank Full time

    ABOUT THE COMPANYFidelity Bank is a full-fledged commercial bank operating in Nigeria, with over 7.2 million customers who are serviced across its 250 business offices and various other digital banking channels.JOB SUMMARYQualification Minimum educational level: Bachelor's Degree in Social Science or Humanities or HND with a Master's DegreeExperience:...

  • Relationship Officers

    4 weeks ago


    Lagos, Lagos, Nigeria Fidelity Bank Full time

    ABOUT THE COMPANYFidelity Bank is a full-fledged commercial bank operating in Nigeria, with over 7.2 million customers who are serviced across its 250 business offices and various other digital banking channels.JOB SUMMARYQualification Minimum educational level: Bachelor's Degree in Social Science or Humanities or HND with a Master's DegreeExperience:...

  • Relationship Manager

    2 weeks ago


    Lagos, Lagos, Nigeria CA Global Full time

    Job DescriptionExciting update We're offering and excellent chance for a Relationship Manager role with a prestigious international financial client established in 1894. Originally based in Liverpool, the organization started operations modestly in Lagos, Nigeria.In this role, you'll manage relationships in the Asian market and drive profitable transactions...

  • Relationship Manager

    2 weeks ago


    Lagos, Lagos, Nigeria CA Global Full time

    Job DescriptionExciting update We're offering and excellent chance for a Relationship Manager role with a prestigious international financial client established in 1894. Originally based in Liverpool, the organization started operations modestly in Lagos, Nigeria.In this role, you'll manage relationships in the Asian market and drive profitable transactions...

  • Relationship Manager

    1 month ago


    Lagos, Lagos, Nigeria Rand Merchant Bank Full time

    Job DescriptionThe Institutional Client Group "ICG" is a business unit within RMB Nigeria that is responsible and accountable for institutional clients.ICG is responsible and accountable for:bringing the whole bank's offering/solutions to clients one-RMBoverseeing and leading multidisciplinary teams to deliver superior solutions/products, insights, and ideas...

  • Relationship Manager

    2 weeks ago


    Lagos, Lagos, Nigeria Rand Merchant Bank Full time

    Job DescriptionThe Institutional Client Group "ICG" is a business unit within RMB Nigeria that is responsible and accountable for institutional clients.ICG is responsible and accountable for:bringing the whole bank's offering/solutions to clients one-RMBoverseeing and leading multidisciplinary teams to deliver superior solutions/products, insights, and ideas...